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5 W Main St, White Sulphur Springs, MT, 59645

5beds
3baths
2,696sqft
$699,000
$259price/sqft
$4,269/moest. monthly cost
$170,760/yrincome needed

About This Home

Barndominium Living with Space, Comfort, and Endless Possibilities! If you’ve been dreaming of owning a Barndominium-style home, this unique property delivers the perfect combination of spacious living and exceptional garage space or income possibilities—all situated on a large in-town lot. Offering 5 bedrooms, 3 bathrooms, with an attached 3-car shop style garage that is heated and air conditioned, plus a bonus de-attached single garage. This home provides plenty of room for family, guests, hobbies, and recreation. The thoughtfully designed main floor features a spacious kitchen that’s ideal for cooking and entertaining, a family room for relaxing, all while enjoying scenic views of the beautiful Meagher County landscape. The primary suite with ensuite and three additional bedrooms are located on the second level, while the third level offers a fifth bedroom along with a large family room or den. The heated/air conditioned garage is a standout feature, includes a dedicated workshop area that is perfect for woodworking, projects, or storing outdoor gear. Outside, the groundwork has already been completed with a new in ground sprinkling system. Located just blocks from downtown amenities, you’ll enjoy easy access to local restaurants, bakery, shops, banking, a new state of the art hospital, brewery, hot spring and more. For outdoor enthusiasts, this property is nestled in the scenic Smith River Valley, White Sulphur Springs is surrounded by the breathtaking Little Belt, Castle, and Big Belt Mountains, offering stunning views and year-round opportunities for hiking, fishing, hunting, skiing, and outdoor recreation. Meagher County makes this property an excellent location for a full-time residence, vacation retreat, or even a hunting and fishing lodge. This property offers it all!

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: See Remarks
  • Year built: 2010

Materials

  • Foundation: Poured
  • Roof: Metal
  • Construction materials: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Multi-Level,Other,Tri-Level
  • Property subType: Multi Family,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Washer
  • Laundry features: Washer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Vaulted Ceiling(s)
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Ductless,Propane
  • Cooling features: Central Air,Ductless

Interior Area

  • Total interior livable area: 2,696 sqft

Property

Details

  • Parcel number: 47179813152030000
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Patio & porch: Side Porch
  • Exterior features: Storage,Propane Tank - Owned
  • Fencing: Front Yard
  • Has view: Yes
  • View description: City,Mountain(s)

Lot

  • Lot size: 0.46 Acres
  • Features: Front Yard,Sprinklers In Ground,Views

Parking

  • Total spaces: 3
  • Parking features: Additional Parking,Alley Access,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Winter Weather
Inland Flooding
Landslide
Hail
Strong Wind
Wildfire

FEMA Declared Disasters in Meagher County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance $306$3,672
Property Taxes $244$2,928
Electricity $185$2,221
Total$4,269$51,228

Income You'd Need if You Spent...

35% on housing$146,365/yr
40% on housing$128,070/yr
45% on housing$113,840/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$259This listing

vs Other Active Listings

Avg $/sqft

ZIP 59645$267
Meagher County$267

vs Homes Sold Last Month

Median $/sqft

ZIP 59645
Meagher County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$699,000
2023-08-29Sold--
2023-07-14Contingent$400,000
2023-07-08Price change$400,000
2023-06-19Price change$425,000
2023-04-14Listed for sale$450,000
2019-08-14Listing removed$340,000
2019-06-05Listed for sale$340,000

For Sale by Agent

AgentNancy Waldenberg
BrokerageDascoulias Realty Group

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