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1326 Spruce St APT 2208, Philadelphia, PA, 19107

1beds
1baths
873sqft
$297,500
$341price/sqft
$2,087/moest. monthly cost
$83,480/yrincome needed

About This Home

1326 Spruce St, Unit 2208 – Center City Philadelphia. Welcome to this spacious and beautifully maintained 1-bedroom, 1-bath condo in the heart of Center City Philadelphia. This inviting residence features hardwood floors throughout and an open, airy layout that offers both comfort and functionality. The unit includes a bright living area that flows seamlessly into a dedicated dining space and a well-appointed kitchen complete with stainless steel appliances and granite countertops. Step outside onto your private balcony and take in stunning views of the city—an ideal spot to relax or enjoy your morning coffee. This home has been exceptionally well kept and is truly move-in ready. Located in an unbeatable Center City location, you’ll be just steps from some of Philadelphia’s best restaurants, theaters, shopping, and cultural attractions. With so much at your doorstep, you may never need to leave the neighborhood. The building offers excellent amenities including 24-hour security and a full-time doorman, providing both convenience and peace of mind. The building and location consistently attract strong tenants, making it a fantastic option for investors as well. Whether you're looking for a stylish city residence or a smart investment opportunity, this property checks every box. The monthly condo fee includes gas for heat and cooking, hot and cold water, and basic cable and HBO. Move right in and start enjoying the very best of Center City living.

Getting Around

98
WalkingWalker's Paradise
100
TransitRider's Paradise
91
BikeBiker's Paradise

Schools

8/10
2/10

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Masonry

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Gas Water Heater
  • Laundry features: In Unit

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Dining Area,Entry Level Bedroom,Kitchen - Galley,Upgraded Countertops,Walk-In Closet(s)
  • Finished area below ground: 0
  • Finished area above ground: 873

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 873
  • Total interior livable area: 873 sqft

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: 888050365
  • Attached to another structure: Yes
  • Zoning: RMX3
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Balcony

Parking

  • Parking features: On Street,Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,504$18,048
Home Insurance *$149$1,788
Property Taxes $210$2,520
Electricity $224$2,692
Total$2,087$25,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,554/yr
40% on housing$62,610/yr
45% on housing$55,653/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$341This listing

vs Other Active Listings

Avg $/sqft

ZIP 19107$271
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19107$476
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Pending sale$297,500
2026-03-04Listed for sale$297,500
2019-08-20Sold$317,500
2019-06-12Price change$339,900
2019-06-04Listed for sale$339,950

For Sale by Agent

AgentScott Scuderi
BrokerageOCF Realty LLC - Philadelphia

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