144 S Main St, Independence, OR, 97351
About This Home
Introducing the iconic "Belt Building" in downtown Independence, OR. This historic property, known for housing Main Street Antiques, has been meticulously restored and structurally reinforced, making it a standout investment opportunity. The fully renovated building exudes character, while the versatile ground floor space is ideal for retail, office, or food service use. Listing Broker is the seller. Refer to listing #823768. Upstairs, a spacious 2-bedroom, 1-bathroom apartment with laundry facilities offers additional value. With the added bonus of an oversized 2-car garage featuring high ceilings and a restroom, this property presents a unique and versatile opportunity for investors or business owners alike. Located with frontage on Main Street, the building is directly across the street from the fountain at Riverfront Park.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1890
Materials
- Foundation: Slab
- Roof: Metal or Aluminum
- Construction materials: Brick,Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Electric Range,Gas Range,Gas Water Heater
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 1
- 1/2 bathrooms: 2
- Main level bathrooms: 2
Dining Room
- Features: Area (Combination)
Features
- Flooring: Carpet,Wood,Tile
- Fireplace features: Living Room,Gas
- Fireplace: Yes
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 5,150
- Total interior livable area: 5,150 sqft
Property
Accessibility
- Accessibility features: Handicap Amenities - See Remarks
Details
- Zoning: MUPC
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered Deck,Covered Patio,Patio
- Fencing: Partial
- Has water view: Yes
- On waterfront: Yes
- Waterfront features: Waterfront
Lot
- Lot size: 4,485 sqft
- Features: Zero Lot Line,Landscaped
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
- Inland Flooding
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Polk County and Oregon
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,803 | $57,636 |
| Home Insurance * | $234 | $2,808 |
| Property Taxes | $601 | $7,212 |
| Electricity | $467 | $5,608 |
| Total | $6,105 | $73,260 |
Income You'd Need if You Spent...
Oregon FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-25 | Price change | $1,000,000 |
| 2026-02-18 | Price change | $1,025,000 |
| 2025-09-22 | Listed for sale | $1,050,000 |
| 2025-09-01 | Listing removed | $1,000,000 |
| 2025-02-28 | Listed for sale | $1,000,000 |
| 2025-02-07 | Contingent | $1,000,000 |
| 2024-12-10 | Listed for sale | $1,000,000 |
| 2020-01-24 | Sold | $575,000 |
| 2019-11-13 | Listed for sale | $799,900 |
| 2019-11-01 | Pending sale | $799,900 |
| 2019-11-01 | Listed for sale | $799,900 |
| 2019-08-13 | Pending sale | $799,900 |
| 2019-06-04 | Listed for sale | $799,900 |
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