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1616 Gardiner Ln APT 211, Louisville, KY, 40205

3beds
2baths
1,500sqft
$250,000
$167price/sqft
$1,724/moest. monthly cost
$68,960/yrincome needed

About This Home

This updated 2nd floor unit has been thoughtfully reimagined and offers modern finishes and neutral colors throughout. The open concept living room features laminate flooring, vaulted ceilings, a built in bookcase and oversized patio doors which lead out to a screened porch. The adjoining dining area has ample space for a large table and sideboard. Overlooking the living space is a loft perfect for a home office, hobby space or guest quarters. The kitchen offers white cabinetry, butcherblock countertops and a subway tile backsplash. Laundry is conveniently located off the kitchen. (All kitchen appliances to remain). Off the living room there is a cozy space currently used as a den which has an electric fireplace. Down the hall there is an additional bedroom and full bath. The large primary suite is located at the end of the hallway and has an en suite bath and walk-in-closet. This secure building with elevator access includes two garage spaces and a storage unit as well as a pool and community center. Call today to schedule your private showing!

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

8/10
5/10
Highland Middle SchoolGrades 6-81.7 mi
8/10
Atherton High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame,Brick Veneer

Type & Style

  • Home type: Condo
  • Architectural style: Ranch
  • Property subType: Condominium

Interior

Appliances

  • Laundry features: In Unit

Basement

  • Basement: None

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: First

Dining Room

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,500

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,500
  • Total interior livable area: 1,500 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Loft

  • Level: Second

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 13087W02110000

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Association,Community,In Ground
  • Exterior features: Balcony

Lot

  • Lot size dimensions: 00

Parking

  • Total spaces: 2
  • Parking features: Off Street,Attached,Lower Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Heat Wave
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$129$1,548
Property Taxes $177$2,124
Electricity $154$1,850
Total$1,724$20,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,108/yr
40% on housing$51,720/yr
45% on housing$45,973/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 40205$212
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40205$187
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Listed for sale$250,000
2026-08-05Pending sale$250,000
2026-07-27Listed for sale$250,000
2022-08-16Sold$195,000
2022-06-28Pending sale$209,900
2022-06-19Price change$209,900
2022-06-03Listed for sale$219,900
2020-03-02Sold$175,000
2020-02-19Pending sale$178,500
2020-01-17Price change$178,500
2019-10-30Listed for sale$182,500
2019-06-07Sold$179,900
2019-05-28Pending sale$179,900
2019-05-28Listed for sale$179,900

For Sale by Agent

AgentJeremy Allen
BrokerageWeichert Realtors-ABG

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