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318 54th St APT 4I, West New York, NJ, 07093

1beds
1baths
637sqft
$330,000
$518price/sqft
$2,418/moest. monthly cost
$96,720/yrincome needed

About This Home

Step into this cozy 1-bedroom, 1-bath condo offering comfort and convenience just minutes from New York City. Conveniently located in the heart of West New York, you’re surrounded by restaurants, cafés, parks, and easy access to public transportation and the light rail, getting you to Midtown Manhattan in approximately 20 minutes. The home features stainless steel appliances, a brand new in-unit washer and dryer and Nest thermostat. Perfect for starter home or investors! Low HOA fees and an assigned garage parking space adds convenience and peace of mind. Schedule a showing today!

Getting Around

97
WalkingWalker's Paradise
79
TransitExcellent Transit
55
BikeBikeable

Schools

5/10
5/10
2/10
Memorial High SchoolGrades 9-120.2 mi

Construction

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: Other
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer/Dryer,Gas Oven

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 637
  • Total interior livable area: 637 sqft

Property

Details

  • Other equipment: Intercom

Parking

  • Parking features: 1 Car

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$128$1,536
Property Taxes $429$5,148
Electricity $193$2,318
Total$2,418$29,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,902/yr
40% on housing$72,540/yr
45% on housing$64,480/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$518This listing

vs Other Active Listings

Avg $/sqft

ZIP 07093$420
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07093$511
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Listed for sale$338,000
2024-06-03Listing removed--
2024-04-23Listed for rent$2,100
2022-06-12Listing removed--
2022-05-31Listed for rent$1,950
2019-07-09Listing removed$1,750
2019-05-20Listed for rent$1,750

For Sale by Agent

AgentKELLY OILER
BrokerageCOMPASS NEW JERSEY, LLC

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