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1404 Monroe St, Saint Louis, MO, 63106

5beds
4baths
2,280sqft
$450,000
$197price/sqft
$3,828/moest. monthly cost
$153,120/yrincome needed

About This Home

The future has arrived in Old North. New Town in Old North is bringing the contemporary design, solar powered energy efficiency and smart homes to North St Louis. The old merging with the new. Leed Certified properties, with solar powered energy generation systems. SIP (Structural Insulated Panel) construction paired with solar panels, all electric Energy Star appliances opens the door to Zero Energy Homes. The properties are outfitted with Generac Inverter-Battery Cabinets for collection of extra power. Each gar-port houses dual charging stations for your electric vehicles. Your smart home can be programmed to your level of sophistication. Don't sleep on these. Three models to choose from, from 3-5 bedrooms; the Monee, The Richelle and the Jewell. All can be finished to suit your taste. Finished or unfinished lower levels, all lower levels have egress approved windows.

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
66
BikeBikeable

Schools

3/10
Henry Elementary SchoolGrades PK-60.7 mi
2/10
1/10
Vashon High SchoolGrades 9-121.4 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: See Remarks
  • Construction materials: ICFs (Insulated Concrete Forms)

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Appliances,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Dryer,ENERGY STAR Qualified Refrigerator,ENERGY STAR Qualified Water Heater
  • Laundry features: 2nd Floor

Basement

  • Has basement: Yes

Bedroom2

  • Features: Floor Covering: Carpeting
  • Level: Second

Bedroom3

  • Features: Floor Covering: Carpeting
  • Level: Second

Bedroom4

  • Features: Floor Covering: Carpeting
  • Level: Basement

Bedroom5

  • Features: Floor Covering: Carpeting
  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main

Features

  • Open Floorplan,Separate Dining
  • Door features: Panel Door(s),Sliding Doors
  • Flooring: Other
  • Finished area below ground: 720
  • Finished area above ground: 1,520

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Other

Interior Area

  • Total structure area: 2,280
  • Total interior livable area: 2,280 sqft

Kitchen

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main

Laundry

  • Features: Floor Covering: Laminate
  • Level: Upper

Living Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main

Primary Bathroom

  • Features: Floor Covering: Laminate,Vinyl
  • Level: Second

Primary Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Second

Property

Details

  • Parcel number: 06240000950
  • Special condition: Standard

Features

  • Levels: Two
  • Exterior features: Private Entrance,Private Yard
  • Fencing: Partial

Lot

  • Lot size: 3,920 sqft
  • Features: Back Yard,Level,Near Public Transit
  • Lot size dimensions: 32.34 x 112.5

Parking

  • Total spaces: 2
  • Parking features: Carport,Electric Vehicle Charging Station(s),Off Street
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Tornado
    TornadoVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Earthquake
Inland Flooding
Cold Wave
Hail
Strong Wind
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$993$11,916
Property Taxes $386$4,632
Electricity $174$2,089
Total$3,828$45,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,245/yr
40% on housing$114,840/yr
45% on housing$102,080/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 63106$60
St. Louis City$112

vs Homes Sold Last Month

Median $/sqft

ZIP 63106$35
St. Louis City$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Listed for sale$450,000
2023-10-27Listing removed--
2023-10-25Listed for sale$293,000
2023-08-26Listing removed--
2021-11-28Listing removed$330,000
2021-11-28Contingent$330,000
2021-11-23Listed for sale$330,000
2019-05-21Listing removed$220,000
2019-05-11Listed for sale$220,000

New Construction

AgentSandra M Dew-Gainey
BrokerageNew Day Realty, Sandra M Dew & Assoc, LLC

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