See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3973 8th Ave, San Diego, CA, 92103

3beds
1baths
1,340sqft
$1,395,000
$1,041price/sqft
$8,418/moest. monthly cost
$336,720/yrincome needed

About This Home

Charming craftsman home with three bedrooms and one full bathroom, large kitchen. Private courtyard and large parking lot area behind home and back gate. Home is currently being utilized as an Air BnB. Large extra studio space in attic with separate side entrance is not listed in square footage. Air conditioning with paid solar unit. Parking area provides extra revenue. Property is listed and adjoining other listed parcels APN#444-690-05-00 and 444-690-03-00. Three can be purchased together to form one larger development. Owner estimated a structure with 160 units.

Getting Around

96
WalkingWalker's Paradise
54
TransitGood Transit
71
BikeVery Bikeable

Schools

7/10
6/10
San Diego High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1930

Materials

  • Roof: Composition
  • Construction materials: Wood/Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman/Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range/Oven,Refrigerator,Washer,Free Standing Range,Gas Water Heater
  • Laundry features: Other/Remarks,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Wood,Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: FP in Living Room

Heating & Cooling

  • Heating features: Fireplace,Forced Air Unit
  • Cooling features: Central Forced Air,High Efficiency

Interior Area

  • Total structure area: 1,340
  • Total interior livable area: 1,340 sqft

Property

Details

  • Parcel number: 4446900400
  • Special condition: Third Party Approval,Call Agent

Features

  • Levels: 1 Story
  • Pool features: N/K
  • Fencing: Full

Lot

  • Lot size: 4,440 sqft

Parking

  • Total spaces: 6
  • Parking features: None Known

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,053$84,636
Home Insurance *$189$2,268
Property Taxes $778$9,336
Electricity $398$4,786
Total$8,418$101,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$288,617/yr
40% on housing$252,540/yr
45% on housing$224,480/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,041This listing

vs Other Active Listings

Avg $/sqft

ZIP 92103$735
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92103$928
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-10Price change$1,395,000
2026-01-12Listed for sale$1,475,000
2026-01-01Listing removed$1,375,000
2025-12-02Price change$1,375,000
2025-11-06Price change$1,399,000
2025-10-07Listed for sale$1,400,000
2025-08-25Listing removed$1,400,000
2025-08-07Price change$1,400,000
2025-07-07Listed for sale$1,800,000
2023-02-06Listing removed--
2023-02-01Listed for rent$4,500
2021-04-01Sold$3,000,000
2021-03-01Pending sale$3,100,000
2020-09-28Listed for sale$3,100,000
2019-09-16Listing removed$2,975
2019-09-09Listed for rent$2,975
2019-09-06Sold$1,015,000
2019-05-28Listing removed$1,079,000
2019-05-10Listed for sale$1,079,000

For Sale by Agent

AgentChristamaria E Ormsby
BrokerageHacienda Realty

Similar Homes