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303 Maryland Ave, Westernport, MD, 21562

3beds
2baths
1,708sqft
$55,000
$32price/sqft
$714/moest. monthly cost
$28,560/yrincome needed

About This Home

Spacious and affordable brick townhouse that needs a bit of love, but nothing that isnt quickly and easily fixable while you live here. 3 could be 4 bedrooms with minor alteration. This home has large rooms a large basement that you could finish and a nice kitchen just waiting for some polish, shine and personalization. This is soooo affordable and you could live here, or you could rent it. Loads of possibilities that will fit your budget! Don't miss this opportunity to own the home you thought you couldn't or expand your investment portfolio! Either way, this is a win win.

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

6/10
5/10
Westmar Middle SchoolGrades 6-86.2 mi
7/10
Mountain Ridge High SchoolGrades 9-1213.5 mi

Construction

Condition

  • Year built: 1919

Materials

  • Foundation: Other,Block
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bathroom2

  • Level: Upper

Bathroom2

  • Level: Upper

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,708

Foyer

  • Level: Main

Heating & Cooling

  • Heating features: Radiator,Natural Gas Available
  • Cooling features: None

Interior Area

  • Total structure area: 2,544
  • Total interior livable area: 1,708 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0108018618
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Bi-Level,Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 1,848 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Hail
Landslide
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $278$3,336
Home Insurance *$81$972
Property Taxes $74$888
Electricity $281$3,374
Total$714$8,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$24,480/yr
40% on housing$21,420/yr
45% on housing$19,040/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$32This listing

vs Other Active Listings

Avg $/sqft

ZIP 21562$48
Allegany County$80

vs Homes Sold Last Month

Median $/sqft

ZIP 21562$57
Allegany County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$55,000
2025-09-30Sold$26,000
2025-06-30Sold$40,145

For Sale by Agent

AgentRosalind Morris
BrokerageAbility Real Estate Service

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