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106 W Vine St, Oxford, OH, 45056

6beds
4baths
2,352sqft
$637,500
$271price/sqft
$4,395/moest. monthly cost
$175,800/yrincome needed

About This Home

Great student rental in excellent Mile Square location. Students can walk in any direction and get where they want to be in less than 15 minutes: Uptown, Miami, Business School, Sports Complexes--ANYWHERE! Rented for the next two school years, through May 2027. 26/27 School year income:$54,000 and 27/28 School year income: $56,400. Well maintained and move in ready year after year.

Getting Around

83
WalkingVery Walkable
38
TransitSome Transit
50
BikeBikeable

Schools

6/10
Kramer Elementary SchoolGrades PK-50.3 mi
7/10
Talawanda Middle SchoolGrades 6-81.9 mi
8/10
Talawanda High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1909

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family,Duplex

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Window features: Vinyl,Insulated Windows
  • Fireplace features: None

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,352
  • Total interior livable area: 2,352 sqft

Property

Details

  • Parcel number: H4000008000220
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch

Lot

  • Lot size: 3,454 sqft

Parking

  • Total spaces: 4
  • Parking features: Off Street,On Street,Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,223$38,676
Home Insurance *$304$3,648
Property Taxes $616$7,392
Electricity $252$3,027
Total$4,395$52,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,685/yr
40% on housing$131,850/yr
45% on housing$117,200/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$271This listing

vs Other Active Listings

Avg $/sqft

ZIP 45056$182
Butler County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 45056$161
Butler County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-24Price change$637,500
2026-03-26Listed for sale$649,900
2025-12-24Listing removed$688,500
2025-08-17Listed for sale$688,500
2019-08-19Sold$290,000
2019-07-27Pending sale$310,000
2019-06-19Price change$310,000
2019-05-22Listed for sale$350,000
2019-05-10Pending sale$350,000
2019-04-23Listed for sale$350,000

For Sale by Agent

AgentMelissa B. Friede
BrokerageKeller Williams Seven Hills Re

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