




40 89th St APT 4F, Brooklyn, NY, 11209
About This Home
Welcome to this charming and sun-drenched one-bedroom co-op, ideally nestled in one of Bay Ridge’s most desirable and picturesque neighborhoods. This beautifully maintained residence offers a perfect blend of comfort, style, and functionality. The thoughtfully updated modern kitchen features sleek cabinetry, ample counter space, and quality finishes—perfect for both everyday living and entertaining. Rich, gleaming hardwood floors flow seamlessly throughout the home, adding warmth and elegance, while the chic, spa-like white bathroom is tastefully designed with clean lines and timeless appeal. The generously sized bedroom serves as a peaceful retreat, highlighted by multiple windows that flood the space with natural light and create an airy, inviting atmosphere. Every detail of this home reflects true pride of ownership, with impeccable upkeep and move-in-ready condition. The well-maintained building enhances your lifestyle with desirable amenities, including a convenient on-site laundry room, secure bike storage, and parking available via waitlist. Just outside your door, you’ll discover the beauty of Bay Ridge living—only moments from the waterfront, the lush greenery of Shore Road Park, and the scenic promenade, where you can enjoy stunning sunsets and sweeping views of the Manhattan skyline and the iconic Verrazzano Bridge. Surrounded by a vibrant neighborhood atmosphere, you’ll have easy access to an array of highly regarded restaurants, charming cafés, boutique shops, and everyday conveniences. Commuting is effortless with nearby access to the R train, multiple express bus lines to Manhattan, and the NYC Ferry at Pier 69. This is a rare opportunity to own a truly turnkey home in a prime Brooklyn location—don’t miss your chance to make it yours!
Getting Around
Schools
Construction
Condition
- Year built: 1950
Type & Style
- Home type: Cooperative
- Property subType: Coop
Interior
Appliances
- Appliances included: Dishwasher
- Laundry features: Inside
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Hardwood
Interior Area
- Total structure area: 725
- Total interior livable area: 725 sqft
Property
Details
- Special condition: Resale
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Kings County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,613 | $19,356 |
| Home Insurance * | $77 | $924 |
| Property Taxes | $148 | $1,776 |
| Electricity | $246 | $2,954 |
| Total | $2,084 | $25,008 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-08 | Price change | $319,000 |
| 2026-04-08 | Listed for sale | $329,000 |
| 2026-03-05 | Listing removed | $365,000 |
| 2025-09-30 | Listed for sale | $365,000 |
| 2019-07-30 | Listing removed | $349,000 |
| 2019-05-21 | Pending sale | $349,000 |
| 2019-04-11 | Listed for sale | $349,000 |
