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40 89th St APT 4F, Brooklyn, NY, 11209

1beds
1baths
725sqft
$319,000
$440price/sqft
$2,084/moest. monthly cost
$83,360/yrincome needed

About This Home

Welcome to this charming and sun-drenched one-bedroom co-op, ideally nestled in one of Bay Ridge’s most desirable and picturesque neighborhoods. This beautifully maintained residence offers a perfect blend of comfort, style, and functionality. The thoughtfully updated modern kitchen features sleek cabinetry, ample counter space, and quality finishes—perfect for both everyday living and entertaining. Rich, gleaming hardwood floors flow seamlessly throughout the home, adding warmth and elegance, while the chic, spa-like white bathroom is tastefully designed with clean lines and timeless appeal. The generously sized bedroom serves as a peaceful retreat, highlighted by multiple windows that flood the space with natural light and create an airy, inviting atmosphere. Every detail of this home reflects true pride of ownership, with impeccable upkeep and move-in-ready condition. The well-maintained building enhances your lifestyle with desirable amenities, including a convenient on-site laundry room, secure bike storage, and parking available via waitlist. Just outside your door, you’ll discover the beauty of Bay Ridge living—only moments from the waterfront, the lush greenery of Shore Road Park, and the scenic promenade, where you can enjoy stunning sunsets and sweeping views of the Manhattan skyline and the iconic Verrazzano Bridge. Surrounded by a vibrant neighborhood atmosphere, you’ll have easy access to an array of highly regarded restaurants, charming cafés, boutique shops, and everyday conveniences. Commuting is effortless with nearby access to the R train, multiple express bus lines to Manhattan, and the NYC Ferry at Pier 69. This is a rare opportunity to own a truly turnkey home in a prime Brooklyn location—don’t miss your chance to make it yours!

Getting Around

74
WalkingVery Walkable
0
TransitVery Limited Transit
77
BikeVery Bikeable

Schools

9/10
10/10
4/10
Fort Hamilton High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1950

Type & Style

  • Home type: Cooperative
  • Property subType: Coop

Interior

Appliances

  • Appliances included: Dishwasher
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood

Interior Area

  • Total structure area: 725
  • Total interior livable area: 725 sqft

Property

Details

  • Special condition: Resale

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Tsunami

FEMA Declared Disasters in Kings County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,613$19,356
Home Insurance *$77$924
Property Taxes $148$1,776
Electricity $246$2,954
Total$2,084$25,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,451/yr
40% on housing$62,520/yr
45% on housing$55,573/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.2%
4.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$440This listing

vs Other Active Listings

Avg $/sqft

ZIP 11209$502
Kings County$698

vs Homes Sold Last Month

Median $/sqft

ZIP 11209$823
Kings County$623

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-08Price change$319,000
2026-04-08Listed for sale$329,000
2026-03-05Listing removed$365,000
2025-09-30Listed for sale$365,000
2019-07-30Listing removed$349,000
2019-05-21Pending sale$349,000
2019-04-11Listed for sale$349,000

For Sale by Agent

AgentMichael Davis
BrokerageREMAX Elite

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