123 Flat Lake Circle, Speedwell, TN, 37870
About This Home
Come enjoy this waterfront Norris Lake cabin with soaring pine cathedral ceilings and sunny wall of floor to ceiling windows. Tranquil mile deep cove with lake and wooded views, TVA-approved dock w/covered slip, new stairs and decked seating by the lake, plus gravel landing area near the waterfront for firepit, kayak storage and cornhole! Main level no-steps master suite, cath ceiling bedrooms 2 and 3 share jack and jill bath w/private in-room vanities, crow's nest bedroom 5. Spacious family room, large walk-in storage room, bedroom 4 or 2nd master w/adjoining bath currently used as bunk room in the lower level. 3.5 levels, 2 decks and turn-off parking area (not part of flat lake circle) w/ additional parking at marina if needed. Current owner has used for rental - this and comparable managed properties in immediate area have strong rental history. Available turnkey, fully furnished - negotiable separately.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 1993
Materials
- Construction materials: Cedar,Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
Basement
- Basement: Walk-Out Access,Crawl Space,Finished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Cathedral Ceiling(s),Breakfast Bar,Eat-in Kitchen,Bonus Room
- Window features: Windows - Vinyl
- Flooring: Carpet,Vinyl,Tile
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 2,220
- Total interior livable area: 2,220 sqft
Property
Details
- Parcel number: 058 06500 000
Features
- Exterior features: Dock
- Has view: Yes
- View description: Mountain(s),Country Setting,Trees/Woods
- On waterfront: Yes
- Waterfront features: Lake/Water Access,Waterfront
- Frontage type: Lakefront
Lot
- Lot size: 1.59 Acres
- Features: Wooded,Current Dock Permit on File,Rolling Slope
- Lot size dimensions: 96.04 x 144.85
Parking
- Parking features: Off Street,Designated Parking
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Cold Wave
- Hail
- Inland Flooding
- Lightning
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,171 | $50,052 |
| Home Insurance | $416 | $4,992 |
| Property Taxes | $247 | $2,964 |
| Electricity | $180 | $2,164 |
| Total | $5,014 | $60,168 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-04 | Listed for sale | $825,000 |
| 2024-05-31 | Sold | $685,000 |
| 2024-05-03 | Pending sale | $675,000 |
| 2024-04-17 | Listed for sale | $675,000 |
| 2021-07-15 | Sold | $520,000 |
| 2019-04-02 | Sold | $317,500 |
For Sale by Agent
View on Zillow