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3599 Phillips Rd, Salisbury, MD, 21804

2beds
2baths
1,296sqft
$465,000
$359price/sqft
$3,114/moest. monthly cost
$124,560/yrincome needed

About This Home

Horse farm opportunity in a peaceful country setting on 8.5± acres. This well-equipped equestrian property features a 2-story 36x72 Morton barn with 8 stalls, wash stall, spacious hay loft, and a second-floor apartment offering 2 bedrooms, kitchen, living room, and den—ideal for trainers, guests, or farm staff. The impressive well lit 80x200 indoor riding arena with dust elimination treated footing, and multiple access doors provides the perfect setup for riding, training, instruction, or small horse shows year-round. The property is fully fenced with both wood and electric wire fencing. -Spacious 1,296 SF 2-bedroom apartment situated above the main barn, which features 8 stalls, 2 tack rooms, a half bath, and dedicated laundry area. -Impressive 16,000 SF pole building equipped with 7 additional stalls, multiple water spigots, and wired run-in areas designed for efficient horse care and operations. -Also available is a large outdoor riding ring and several turn out paddocks of different sizes. -The property has had a very successful boarding operation with their 15 stalls and run in indoor access -The location offers the tranquility of country life while conveniently located only minutes away from Rt 13 and the bypass

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

--
Fruitland Primary SchoolGrades PK-21.9 mi
6/10
Bennett Middle SchoolGrades 6-82.0 mi
5/10
Parkside High SchoolGrades 9-124.4 mi

Construction

Condition

  • Year built: 1986

Materials

  • Construction materials: Combination

Type & Style

  • Home type: SingleFamily
  • Architectural style: Converted Barn,Other
  • Property subType: Farm

Interior

Appliances

  • Appliances included: Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace features: Free Standing
  • Fireplace: Yes
  • Finished area above ground: 1,296

Heating & Cooling

  • Heating features: Heat Pump,Wood Stove,Electric,Wood
  • Cooling features: Window Unit(s),Electric

Interior Area

  • Total structure area: 1,296
  • Total interior livable area: 1,296 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2316027383
  • Zoning: AR
  • Special condition: Standard
  • Other equipment: Farm Equipment
  • Horse amenities: Arena,Paddocks,Riding Ring,Stable(s),Horses Allowed

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Fencing: Electric,Wood,Wire
  • Horses can be raised: Yes

Lot

  • Lot size: 8.84 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Cold Wave
Drought
Lightning
Wildfire
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance *$134$1,608
Property Taxes $348$4,176
Electricity $281$3,374
Total$3,114$37,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,765/yr
40% on housing$93,420/yr
45% on housing$83,040/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$359This listing

vs Other Active Listings

Avg $/sqft

ZIP 21804$123
Wicomico County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 21804
Wicomico County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-13Pending sale$465,000
2026-06-16Listed for sale$465,000
2001-06-07Sold$125,000

For Sale by Agent

AgentAndrew Ball
BrokerageSVN |Miller Commercial Real Estate

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