519 Ann St, Frankfort, KY, 40601
About This Home
Own a piece of history with this exceptional bed and breakfast offering timeless craftsmanship and modern amenities. Featuring multiple guest rooms with private baths, elegant living spaces, and beautifully maintained grounds, this property blends old-world character with today's comforts. Guests are drawn to its charm, location, and welcoming atmosphere — making it a rare opportunity for entrepreneurs, hospitality investors, or anyone dreaming of running their own inn. A truly special property ready for its next chapter.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Foundation: Stone
- Roof: Metal
- Construction materials: Brick Veneer
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Gas Range,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Unfinished,Walk-Up Access
Bathroom1
- Level: First
Bathroom2
- Level: Second
Bathroom3
- Level: Second
Bathroom4
- Level: Second
Bathroom5
- Level: First
Bedroom1
- Level: Second
Bedroom2
- Level: Second
Bedroom3
- Level: Second
Bedroom4
- Level: Third
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
Bonus Room
- Level: First
Features
- Entrance Foyer
- Flooring: Carpet,Hardwood,Tile,Vinyl
- Number of fireplaces: 4
- Fireplace features: Dining Room,Family Room,Living Room,Master Bedroom
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 7,152
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Electric
Interior Area
- Total structure area: 7,152
- Total interior livable area: 7,152 sqft
Kitchen
- Level: First
Master Bedroom
- Level: First
Utility Room
- Level: Second
Property
Details
- Parcel number: 0614206001.00
Features
- Levels: Three Or More
- Fencing: Privacy,Wood
- Has view: Yes
- View description: Other
Lot
- Lot size: 0.33 Acres
Parking
- Parking features: Off Street,Other
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Tornado
- Cold Wave
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,444 | $53,328 |
| Home Insurance * | $489 | $5,868 |
| Property Taxes | $534 | $6,408 |
| Electricity | $564 | $6,777 |
| Total | $6,031 | $72,372 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Price change | $879,000 |
| 2026-04-02 | Listed for sale | $925,000 |
| 2026-01-01 | Listing removed | $950,000 |
| 2025-07-31 | Listed for sale | $950,000 |
| 2025-07-18 | Listing removed | $970,000 |
| 2025-04-17 | Listed for sale | $970,000 |
| 2024-11-13 | Listing removed | $970,000 |
| 2024-09-14 | Listed for sale | $970,000 |
| 2020-02-21 | Listing removed | $725,000 |
| 2019-03-31 | Listed for sale | $725,000 |
| 2002-07-12 | Sold | $370,000 |
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