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310 N 3rd St, Hannibal, MO, 63401

5beds
2baths
2,333sqft
$169,000
$72price/sqft
$1,344/moest. monthly cost
$53,760/yrincome needed

About This Home

Just steps from Hannibal's historic district this property could be your next investment opportunity. Airbnb, VRBO, the location begs for the opportunity of a short term rental, or maybe you are looking to relocate to the downtown area where you can walk Main St. and be part of the action. This 5 bedroom bungalow features 2 bedrooms and 1 full bathroom on the main level, kitchen, butlers pantry, separate dining room and living room all on the main level. Upstairs there are 3 bedrooms, and a 1/2 bathroom. Laundry is in the basement, there is a shared deck in the back.

Getting Around

72
WalkingVery Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

5/10
4/10
Hannibal Middle SchoolGrades 6-81.9 mi
5/10
Hannibal Sr. High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1930

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Gas Oven,Refrigerator,Gas Water Heater

Basement

  • Has basement: Yes

Bathroom

  • Level: Main

Bathroom

  • Level: Upper

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 1,663
  • Finished area above ground: 2,333

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,333
  • Total interior livable area: 2,333 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 010.08.28.2.12.007.000
  • Special condition: Standard

Features

  • Levels: One and One Half

Lot

  • Lot size: 4,660 sqft
  • Features: Level
  • Lot size dimensions: 65 x 71

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Heat Wave
Lightning
Strong Wind
Hail
Ice Storm
Landslide
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $854$10,248
Home Insurance *$207$2,484
Property Taxes $105$1,260
Electricity $178$2,137
Total$1,344$16,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,080/yr
40% on housing$40,320/yr
45% on housing$35,840/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -5.7%
-5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$72This listing

vs Other Active Listings

Avg $/sqft

ZIP 63401$122
Marion County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 63401$107
Marion County$95

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-07Price change$169,000
2025-07-25Price change$179,000
2025-03-31Listed for sale$195,000
2024-05-10Listing removed$425,000
2024-04-24Listed for sale$425,000
2020-11-08Listing removed$120,000
2020-08-31Listed for sale$120,000
2019-10-15Listing removed$159,000
2019-07-09Price change$159,000
2019-03-15Listed for sale$175,000

For Sale by Agent

AgentSue-ann Westhoff
BrokeragePrestige Realty, Inc

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