16040 Cardinal Ct, Wagram, NC, 28396
About This Home
$2500 Lender credit with Hannah Payne with Atlantic Bay Mortgage offered! New construction home in desirable gated golf community in Deercroft subdivision. This beautiful 2 story home features a full bedroom with full bathroom downstairs with a dedicated primary master bedroom upstairs. The master features 2 closets with a separate shower and garden tub. There are 3 other bedrooms and a bathroom upstairs along with the laundry room. The kitchen features a nice pantry. The living room features a coffered ceiling and an electric fireplace. The front has a nice front porch while the back has a screen back porch and a separate concrete patio for your grill. The third car garage provides extra storage space and the wooded surrounding of the lot provides a nice peaceful setting. Survey and floor plan in the transaction desk
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
- Year built: 2026
Materials
- Construction materials: Brick Veneer
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Electric Water Heater
- Laundry features: Upper Level
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Features
- Bathtub,Ceiling Fan(s),Double Vanity,Eat-in Kitchen,Garden Tub/Roman Tub,Kitchen Island,Pantry,Smooth Ceilings,Walk-In Closet(s)
- Flooring: Laminate,Tile,Carpet
- Number of fireplaces: 1
- Fireplace features: Electric
Heating & Cooling
- Heating features: Electric,Forced Air
- Cooling features: Central Air
Interior Area
- Total interior livable area: 2,286 sqft
Property
Details
- Parcel number: 030433B13003
- Special condition: None
- Exclusions: building materials on site
Features
- Levels: Two
- Stories: 2
- Patio & porch: Front Porch,Patio,Porch,Screened
- Exterior features: Porch,Patio
- Living area range: 2201-2400
Lot
- Features: Partially Cleared
Parking
- Total spaces: 3
- Parking features: Attached,Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Heat Wave
- Ice Storm
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Scotland County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,217 | $26,604 |
| Home Insurance * | $171 | $2,052 |
| Property Taxes | $244 | $2,928 |
| Electricity | $212 | $2,555 |
| Total | $2,844 | $34,128 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Price change | $433,500 |
| 2026-07-17 | Price change | $438,500 |
| 2026-06-05 | Listed for sale | $439,000 |
| 2021-03-24 | Listing removed | -- |
| 2019-12-02 | Listing removed | $9,000 |
| 2019-03-10 | Listed for sale | $9,000 |
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