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4419 Possibility Way, Louisville, KY, 40245

3beds
3baths
1,676sqft
$375,000
$224price/sqft
$2,568/moest. monthly cost
$102,720/yrincome needed

About This Home

This beautifully maintained, 3-year-old home sits on the best dead-end street in Park Springs subdivision! No traffic! Spacious Great Room open to the Kitchen overlooks fabulous wooded area. Large shaded deck with nature views. Laundry Room on the second floor for convenience. Close to shopping and interstates but a great private location. Easy to show.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

3/10
Chancey Elementary SchoolGrades PK-51.0 mi
4/10
Kammerer Middle SchoolGrades 6-85.9 mi
5/10
Eastern High SchoolGrades 9-124.6 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Area

  • Level: First

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,676

Full Bathroom

  • Level: Second

Great Room

  • Level: First

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,676
  • Total interior livable area: 1,676 sqft

Kitchen

  • Level: First

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 21021101730000

Features

  • Stories: 2
  • Patio & porch: Deck,Porch
  • Fencing: None

Lot

  • Lot size: 3,920 sqft
  • Lot size dimensions: 40 x 100

Parking

  • Total spaces: 2
  • Parking features: Attached,Entry Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Earthquake
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$176$2,112
Property Taxes $342$4,104
Electricity $154$1,850
Total$2,568$30,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,045/yr
40% on housing$77,040/yr
45% on housing$68,480/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 40245$197
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40245$171
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$375,000
2020-10-22Sold$37,000
2020-03-26Sold$35,000
2019-03-08Listed for sale$37,000

For Sale by Agent

AgentCynthia W Smiley
BrokerageSentry Realty LC

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