




224 Church, Nevada City, CA, 95959
About This Home
An exceptional downtown Nevada City mixed-use opportunity! This beautifully remodeled and custom finished property sits in the heart of downtown and offers flexible commercial and residential zoning, making it ideal for owner-users, investors, or live/work lifestyles. The main level offers an expansive residential layout with five bedrooms, three full baths, a spacious game/media room, an attached garage, and abundant off-street parking, along with a dedicated commercial office space providing excellent downtown exposure. Attention to detail is evident throughout, featuring polished concrete flooring, steel-wrapped accents, leathered natural stone countertops, a linear gas fireplace, surround sound, custom cabinetry, and thoughtfully integrated lighting that creates a truly inviting ambiance. The living room opens to a private patio featuring a jacuzzi, sauna, cold plunge, outdoor shower, and a tranquil rock waterfall. The lower level features two income-producing rentals, a studio and a one-bedroom, both offering beautifully remodeled interiors with custom finishes. Each unit has private access and parking, while the one-bedroom also includes a private patio, small office space, and in-unit washer and dryer, providing strong rental income and excellent flexibility.
Getting Around
Schools
Construction
Condition
- Year built: 1962
Materials
- Roof: Flat
- Construction materials: Block,Concrete,Stone
Type & Style
- Home type: MultiFamily
- Architectural style: Mid-Century
- Property subType: Duplex
Interior
Appliances
- Appliances included: Built-In Electric Range,Built-In Gas Range,Built-In Refrigerator,Ice Maker,Dishwasher,Microwave,Disposal,Double Oven,Electric Cooktop,Tankless Water Heater,Varies By Unit,Wine Refrigerator
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 5
- Full bathrooms: 5
Features
- Flooring: Concrete,Tile,Luxury Vinyl Plank,Varies
Heating & Cooling
- Heating features: Central,Ductless,Fireplace(s),MultiUnits,Zoned,Natural Gas
- Cooling features: Central Air,Ductless,Varies by Unit,Multi Units,Zoned
Interior Area
- Total interior livable area: 5,052 sqft
Property
Details
- Zoning description: Mixed Use
- Special condition: Standard
Lot
- Lot size: 0.31 Acres
Parking
- Total spaces: 12
- Parking features: Attached,Off Street,Open,Garage,Uncovered,Garage Door Opener,Guest
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Wildfire
- Inland Flooding
- Earthquake
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Nevada County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $12,464 | $149,568 |
| Home Insurance * | $1,283 | $15,396 |
| Property Taxes | $1,499 | $17,988 |
| Electricity | $1,083 | $13,000 |
| Total | $16,329 | $195,948 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-12 | Price change | $2,465,000 |
| 2026-01-21 | Listed for sale | $2,490,000 |
| 2019-03-01 | Sold | $675,000 |
