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450 Pelham Road #3H, New Rochelle, NY, 10805

1beds
1baths
750sqft
$179,900
$240price/sqft
$1,497/moest. monthly cost
$59,880/yrincome needed

About This Home

Welcome to this oversized, beautifully remodeled one bedroom apartment, ideally situated in a charming garden style complex just moments from the Long Island Sound. This inviting home includes an assigned parking space at closing, offering both convenience and peace of mind. Perfectly located near transportation, shopping, dining, and the scenic beauty of Glen Island Park and nearby beaches, this apartment combines comfort with an unbeatable lifestyle. The thoughtfully designed eat in kitchen features a casual dining area, ideal for both everyday meals and relaxed entertaining. A generously sized living room provides ample space to unwind or host guests with ease. The spacious bedroom is filled with natural light from two large windows and offers two generously sized closets, providing excellent storage. Freshly painted throughout, this move in ready unit allows you to settle in and enjoy. Residents enjoy pet friendly living, with one pet under 25 pounds permitted. An assigned parking space is available, either garage for $85 per month (waitlist) or outdoor for $60 per month (no waitlist), in line with the building’s customary practice. The monthly maintenance of $1,308 includes heat, hot water, sewer, garbage collection, and taxes, adding exceptional value. Whether you are looking for a place to call home or a smart alternative to renting, this apartment presents a fantastic opportunity to enjoy easy, affordable living just moments from the shoreline.

Getting Around

75
WalkingVery Walkable
32
TransitSome Transit
45
BikeSomewhat Bikeable

Schools

5/10
7/10
4/10
New Rochelle High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1949

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Cooperative
  • Architectural style: Garden
  • Property subType: Stock Cooperative,Residential

Interior

Appliances

  • Appliances included: Gas Oven,Gas Range,Microwave,Refrigerator
  • Laundry features: In Basement

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen,Entrance Foyer
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Hot Water,Oil
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 750
  • Total interior livable area: 750 sqft

Property

Details

  • Parcel number: 1000000002004630000043
  • Attached to another structure: Yes
  • Special condition: None

Features

  • Levels: One

Lot

  • Lot size: 0.60 Acres

Parking

  • Total spaces: 1
  • Parking features: Assigned
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $909$10,908
Home Insurance *$67$804
Property Taxes $275$3,300
Electricity $246$2,954
Total$1,497$17,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,325/yr
40% on housing$44,910/yr
45% on housing$39,920/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 10805$281
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10805$429
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$179,900
2026-07-15Price change$179,900
2026-06-10Price change$185,021
2026-03-25Listed for sale$195,021
2022-11-23Sold$171,000
2022-10-12Pending sale$178,000
2022-09-08Price change$178,000
2022-07-27Price change$180,000
2022-06-29Listed for sale$185,000
2019-08-22Sold$121,000
2019-04-25Pending sale$129,021
2019-03-01Listed for sale$129,021

For Sale by Agent

AgentWendy K. Galvan
BrokerageCentury 21 Marciano

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