See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

562 S SAWMILL Cove #C, Cottonwood, AZ, 86326

1beds
1baths
664sqft
$235,000
$354price/sqft
$1,547/moest. monthly cost
$61,880/yrincome needed

About This Home

Charm - check! Convenience - check! Affordability - check! Rarely available, highly sought-after. Lots of upgrades--newer flooring, beautiful appliances. Warm and inviting with lots of natural light, this delightful one bedroom, one bath townhome is cozy and just the right size for a single person or a couple looking to downsize. Close to restaurants, medical, and shopping. Walking distance to Safeway and public transportation. Close to the river and trails that lead to Dead Horse Ranch State Park....hike, bike, fish!! Patio with room for seating to enjoy the beautiful weather. 6 month minimum rental.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

6/10
2/10
Mingus Online AcademyGrades 8-120.9 mi
3/10
Mingus Union High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1995

Materials

  • Roof: Tile
  • Construction materials: Stucco,Wood Frame,Painted

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Washer/Dryer Stacked,Refrigerator,Dishwasher,Disposal,Gas Range,Gas Oven

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Breakfast Bar,Full Bth Master Bdrm,Laminate Counters

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 664
  • Total interior livable area: 664 sqft

Property

Details

  • Parcel number: 40657028
  • Attached to another structure: Yes

Features

  • Stories: 1
  • Spa features: None
  • Fencing: None

Lot

  • Lot size: 800 sqft
  • Features: Gravel/Stone Front

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Hail
Heat Wave
Wildfire
Winter Weather

FEMA Declared Disasters in Yavapai County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance $65$780
Property Taxes $78$936
Electricity $216$2,603
Total$1,547$18,564

Income You'd Need if You Spent...

35% on housing$53,040/yr
40% on housing$46,410/yr
45% on housing$41,253/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$354This listing

vs Other Active Listings

Avg $/sqft

ZIP 86326$219
Yavapai County$263

vs Homes Sold Last Month

Median $/sqft

ZIP 86326$258
Yavapai County$289

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$219,000
2026-03-20Listed for sale$235,000
2023-01-06Sold$209,000
2022-12-04Pending sale$235,000
2022-11-11Listed for sale$235,000
2019-03-21Listing removed$1,250
2019-03-01Listed for rent$1,250
2010-08-19Sold$65,000

For Sale by Agent

AgentDenise Garlan
BrokerageMake Sedona My Home Realty

Similar Homes