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230 E 20th St APT 52, New York, NY, 10003

1beds
1baths
687sqft
$1,295,000
$1,885price/sqft
$7,776/moest. monthly cost
$311,040/yrincome needed

About This Home

LUXURY 1 BED IN GRAMERCY SQUARE! Available for sale. The Modern at Gramercy Square’s one bedroom, one bathroom condo includes floor-to-ceiling windows in the most sought after and amenity driven condo building in Gramercy. this one-bedroom residence has an open kitchen with white lacquer cabinetry with a polished glass countertop and backsplash. Appliances are top-of-the-line featuring a Sub-Zero refrigerator, and Bosch dishwasher. A large bathroom including Bianco Dolomiti white marble-clad walls and flooring with radiant heat. A custom Minimal vanity features dual Kohler sinks, and Lefroy Brooks fixtures. A separate utilities closet houses a GE washer and dryer as well as central HVAC. The Modern is a full-service condominium, located in the Gramercy Square New Development. Amenities include a full-time doorman, resident manager, state of the art gym, swimming pool, Children’s Playroom, Spa, Lounge, Tween Room, and Garden.

Getting Around

99
WalkingWalker's Paradise
100
TransitRider's Paradise
95
BikeBiker's Paradise

Schools

Construction

Condition

  • Year built: 2016

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood

Interior Area

  • Total structure area: 687
  • Total interior livable area: 687 sqft

Property

Details

  • Special condition: Resale

Features

  • Pool features: Swimming Pool
  • Has view: Yes
  • View description: City

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,548$78,576
Home Insurance *$216$2,592
Property Taxes $766$9,192
Electricity $246$2,954
Total$7,776$93,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$266,605/yr
40% on housing$233,280/yr
45% on housing$207,360/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,885This listing

vs Other Active Listings

Avg $/sqft

ZIP 10003$1,473
New York County$1,489

vs Homes Sold Last Month

Median $/sqft

ZIP 10003$1,089
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$1,480,000
2026-03-16Listing removed$1,480,000
2026-03-10Listed for sale$1,480,000
2019-04-18Listing removed$4,950
2019-03-19Price change$4,950
2019-02-25Listed for rent$4,850

For Sale by Agent

AgentVicki Saali
BrokerageGlobal Real Estate Ventures Group LLC

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