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2680 Lucca Pl, Lexington, KY, 40509

5beds
4baths
3,101sqft
$720,000
$232price/sqft
$4,898/moest. monthly cost
$195,920/yrincome needed

About This Home

Welcome to this beautiful two-story in desirable Tuscany! Home boasts a double primary design with a 1st floor primary bedroom and a second floor primary bedroom. Don't miss the coffered ceilings and gourmet kitchen! Open floor plan w/tons of natural light & two-story great room w/built-ins perfect for entertaining. Chef's Kitchen hallmarked in fashionable white with marble countertops, professional stainless steel appliances, touch faucet, designer soft close cabinets, huge island w/eating area. Marble tile backsplash & pot filler finish the high end look & function. Formal dining! Home office w/French doors. Main-level primary bedroom w/double sinks, walk-in closet, full tile shower & frameless door. Natural light floods the large upstairs primary bedroom w/its tray ceiling, hardwood floors & a huge closet w/tons of storage. Primary bathroom has marble countertops & tile & is fitted w/a large fully tiled shower w/frameless door, soaking tub & double sinks. Three more secondary bedrooms. Tankless water heater and upgraded HVAC units both include ultra-violet air purifiers. House is all hardwood, or tile with only 2 bedrooms being carpeted. Covered backyard patio area is fully-fenced w/6-foot privacy. Conveniently located to I75 and restaurants, shopping, and YMCA. This beautiful home is truly like new!

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

8/10
4/10
Crawford Middle SchoolGrades 6-81.4 mi
7/10

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Dimensional Style,Shingle
  • Construction materials: Brick Veneer,HardiPlank Type,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Gas Range,Microwave,Refrigerator,Oven,Self Cleaning Oven,Vented Exhaust Fan
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Breakfast Bar,Entrance Foyer,Eat-in Kitchen,In-Law Floorplan,Walk-In Closet(s),Ceiling Fan(s),Soaking Tub
  • Window features: Insulated Windows
  • Flooring: Carpet,Hardwood,Marble,Tile
  • Number of fireplaces: 1
  • Fireplace features: Factory Built,Gas Log,Gas Starter,Great Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,101

Foyer

  • Level: First

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Electric,Heat Pump,Zoned
  • Cooling features: Electric,Zoned

Interior Area

  • Total structure area: 3,101
  • Total interior livable area: 3,101 sqft

Kitchen

  • Level: First

Master Bathroom

  • Level: First

Master Bathroom

  • Level: Second

Master Bedroom

  • Level: First

Master Bedroom

  • Level: Second

Office

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 38272580

Features

  • Levels: Two
  • Fencing: Privacy,Wood

Lot

  • Lot size: 7,901 sqft
  • Features: Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Driveway,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,640$43,680
Home Insurance *$260$3,120
Property Taxes $754$9,048
Electricity $244$2,938
Total$4,898$58,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$167,931/yr
40% on housing$146,940/yr
45% on housing$130,613/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$232This listing

vs Other Active Listings

Avg $/sqft

ZIP 40509$193
Fayette County$245

vs Homes Sold Last Month

Median $/sqft

ZIP 40509$195
Fayette County$186

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$720,000
2026-06-16Listed for sale$740,000
2025-12-02Listing removed$775,000
2025-10-27Listed for sale$775,000
2021-07-23Sold$594,800
2021-06-13Pending sale$579,800
2021-06-11Listed for sale$579,800
2020-07-17Sold$528,650
2020-06-02Pending sale$545,000
2019-12-11Price change$545,000
2019-08-22Pending sale$489,900
2019-02-25Listed for sale$489,900
2018-04-20Sold$84,500

For Sale by Agent

AgentMatthew C Gerwin
BrokerageChristies International Real Estate Bluegrass

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