13496 Shands Rd, Stony Creek, VA, 23882
About This Home
Welcome to Sappony Crossing, a 44-acre private retreat featuring a stunning 9-acre private pond. This unique estate consists of 5 parcels, with 3 already testing positive for conventional septic, offering incredible expansion potential. The heart of the property is a handcrafted 840 sq. ft. timber-framed cottage featuring 18' soaring ceilings, an oak spiral staircase, and a screened porch overlooking the water. Step outside to a 150' stone bulkhead, a fishing pier, and a waterfront pavilion complete with a stone gas fireplace. Enjoy 2,000' of untouched shoreline fed by Sappony and Rocky Branch Creeks, plus nature trails winding through 21-year-old pines and hardwoods. Unbeatable Location: Perfectly positioned for commuters and travelers, you are minutes from I-95, providing rapid access to Richmond, the VA/NC state line, and the Greater Hampton Roads area. Whether as a primary residence or a weekend getaway, this old mill pond oasis offers the best of Virginia living.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2024
Materials
- Roof: Asphalt Shingle,Metal
- Construction materials: Fiber Cement,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage,Craftsman
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: 220 V Elec,Dishwasher,Dryer,Electric Range,Refrigerator,Washer,Electric Water Heater
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Cathedral Ceiling(s),Ceiling Fan(s),Pantry
- Flooring: Laminate/LVP
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Heat Pump,Zoned
- Cooling features: Central Air,Zoned
Interior Area
- Total interior livable area: 840 sqft
Property
Details
- Zoning: A-1
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Screened Porch
- Exterior features: Inground Sprinkler,Irrigation Control
- Fencing: None
- Has view: Yes
- View description: Water,Trees/Woods
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Dock,Pond
Lot
- Lot size: 44 Acres
- Features: Wooded
Parking
- Parking features: Multi Car
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Drought
- Hail
- Hurricane
- Inland Flooding
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,550 | $54,600 |
| Home Insurance * | $684 | $8,208 |
| Property Taxes | $419 | $5,028 |
| Electricity | $202 | $2,433 |
| Total | $5,855 | $70,260 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
No price history available
New Construction
View on Zillow