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174 Polkville Rd, Columbia, NJ, 07832

2beds
3baths
--sqft
$600,000
--price/sqft
$4,564/moest. monthly cost
$182,560/yrincome needed

About This Home

Country estate on over 14 acres in Columbia, New Jersey, offering privacy, nature, and scenic beauty with a private pond, wooded areas, and open meadows. This thoughtfully designed home features an open-concept floor plan connecting the kitchen, dining, and living areas, creating an inviting space for everyday living and entertaining. The custom kitchen showcases beautiful stonework and tile, while the spacious primary suite includes a custom full bath. A dedicated study/home office provides flexible space for remote work or quiet retreat.The home offers 2 full baths and 1 half bath, plus a full basement with abundant storage and potential for recreation or workshop space. Outside, enjoy a custom in-ground heated pool, elevated deck overlooking the meadow and pond, wraparound porch, and French doors leading from a private family room. Two small barns/sheds provide excellent storage for tools, equipment, or hobby farming needs. A preserved historic outhouse adds charm and a connection to the property's heritage.Conveniently located near National Parks, local farms, the Delaware River, just 15 minutes to Pennsylvania, and under two hours from New York City, this unique property offers peaceful country living with accessibility. Property is close to routes 31,46,94 and 80.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

7/10

Construction

Condition

  • Year built: 1850

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2013

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Custom Home
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dishwasher,Dryer,Microwave,Range/Oven-Electric,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Features: Laundry Room, Utility Room

Basement

  • Has basement: Yes
  • Basement: Yes,Unfinished

Bedroom1

  • Level: Second
  • Area: 380

Bedroom2

  • Level: Second
  • Area: 374

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal Dining Room
  • Level: First
  • Area: 216

Family Room

  • Level: First
  • Area: 240

Features

  • Office
  • Flooring: Laminate,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,See Remarks,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: 1 Unit,Forced Air,Zoned,Oil Tank Above Ground - Inside
  • Cooling features: 1 Unit,Central Air,Zoned

Kitchen

  • Features: Eat-in Kitchen
  • Level: First
  • Area: 90

Living Room

  • Level: First
  • Area: 198

Master Bathroom

  • Features: Stall Shower

Property

Details

  • Parcel number: 3013000440001000030000

Features

  • Private pool: Yes
  • Pool features: Heated,In Ground
  • Waterfront features: Pond

Lot

  • Lot size: 14.09 Acres
  • Features: Wooded
  • Lot size dimensions: 14.09 AC

Parking

  • Parking features: Shared Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Drought
Hurricane
Heat Wave
Ice Storm
Tornado

FEMA Declared Disasters Across New Jersey Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$208$2,496
Property Taxes $1,130$13,560
Electricity $193$2,318
Total$4,564$54,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,480/yr
40% on housing$136,920/yr
45% on housing$121,706/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07832$214
Warren County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 07832$259
Warren County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$600,000
2026-07-08Price change$625,000
2026-05-31Listed for sale$650,000
2026-01-19Listing removed--
2026-01-08Price change$649,000
2025-11-30Price change$685,000
2025-11-28Price change$765,000
2025-11-18Price change$825,000
2025-10-30Price change$836,000
2025-10-04Listed for sale$846,000
2003-06-18Sold$85,000
2002-08-09Sold$164,000

For Sale by Agent

AgentJessica Mcgourty
BrokerageColdwell Banker Realty

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