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27 2nd St, Delhi, NY, 13753

2beds
1baths
1,900sqft
$349,000
$184price/sqft
$2,628/moest. monthly cost
$105,120/yrincome needed

About This Home

A Masterpiece of History and Modern Luxury in Delhi, NY Nestled in the heart of the vibrant village of Delhi, this stunning vintage residence stands as a testament to thoughtful preservation, having undergone a complete restoration in 2024. The home effortlessly balances contemporary sophistication with historic soul, anchored by gleaming, original hardwood floors throughout. Upon entering, you are welcomed by an expansive living room featuring a cozy wood-burning fireplace and custom built-in bookshelves crowned with elegant clerestory windows. A graceful double archway flows seamlessly into the formal dining room, which connects directly to a contemporary kitchen. Thoughtfully designed, the kitchen boasts rich butcher block countertops, premium new appliances, and striking slate tile flooring. Upstairs, the private quarters feature a spacious, light-filled primary bedroom with a dedicated office alcove, an inviting guest room, and a beautifully appointed contemporary bath. From the primary suite, ascend a private staircase to a fully finished loft—an inspiring canvas perfect for an art studio, yoga retreat, or quiet sanctuary. Outdoors, a deck off the kitchen overlooks a beautifully fenced, private backyard. A charming, architecturally matching outbuilding offers excellent storage or the ultimate potting shed for the gardening enthusiast, framed by newly curated perennial gardens. Situated just steps from the historic village square, this home offers unparalleled walkability to Main Street’s shops, cafes, and restaurants.

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

6/10
Delhi Elementary SchoolGrades PK-50.5 mi
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1920

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Frame,Spray Foam Insulation

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic/Antique,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Cooktop,Electric Oven,Electric Range,Electric Water Heater,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Attic,Eat-in Kitchen,Programmable Thermostat
  • Flooring: Hardwood,Tile,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Oil,Zoned,Baseboard,Hot Water
  • Cooling features: Zoned,Window Unit(s)

Interior Area

  • Total structure area: 1,900
  • Total interior livable area: 1,900 sqft

Property

Details

  • Parcel number: 171.6924
  • Special condition: Standard

Features

  • Exterior features: Gravel Driveway

Lot

  • Lot size: 3,998 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 50 x 80

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Winter Weather
Landslide
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Delaware County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$147$1,764
Property Taxes $404$4,848
Electricity $313$3,767
Total$2,628$31,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,102/yr
40% on housing$78,840/yr
45% on housing$70,080/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.7%
3.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 13753$205
Delaware County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 13753
Delaware County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$349,000
2026-07-14Listed for sale$375,000
2024-03-26Sold$130,000
2024-02-05Contingent$138,000
2023-12-13Listed for sale$138,000
2019-10-21Sold$122,000
2019-09-14Pending sale$122,000
2019-07-10Price change$122,000
2019-01-23Listed for sale$125,000

For Sale by Agent

AgentDouglas B. Clarke
BrokerageJewett and Jewett LLC

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