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4215 Greystone Dr, Saint Joseph, MO, 64505

5beds
4baths
4,805sqft
$849,000
$177price/sqft
$6,026/moest. monthly cost
$241,040/yrincome needed

About This Home

Welcome to this magnificent residence located in the prestigious Greystone Estates neighborhood. Exquisite in both design and craftsmanship, this stunning home offers 5 bedrooms, 3.5 bathrooms and over 4,800 sq ft of luxurious living space. Upon entry you are immediately dazzled by the stunning view and abundant natural light of the floor to ceiling windows of the living room. The kitchen is a true chef's dream, outfitted with top-of-the-line appliances (including a Wolf double oven and commercial refrigerator), custom cabinetry, a massive island and quartz counter tops. The master suit is a sanctuary of relaxation featuring a beautiful master bath and large walk in closet. Additional interior upgrades such as the coffered ceilings found in the office, plantation shutters and the beautiful electric fireplace enhance the esthetic of the home. All three main floor bedrooms boast a walk in closet. The finished lower level features a large open rec room, second kitchen and full bath which make it ideal for entertaining. Outside in your private oasis you will find a large enclosed deck and lower patio sitting on a large 1.7 acre lot over looking the gorgeous country side.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

7/10
Oak Grove ElementaryGrades PK-60.7 mi
4/10
Robidoux Middle SchoolGrades 6-82.8 mi
2/10
Lafayette High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 2012

Materials

  • Roof: Composition
  • Construction materials: Brick Trim,Stucco & Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Double Oven,Down Draft,Microwave,Refrigerator,Stainless Steel Appliance(s),Water Purifier,Water Softener
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Concrete,Finished,Full,Walk-Out Access

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Lower

Bedroom4

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Central Vacuum,Custom Cabinets,Kitchen Island,Painted Cabinets,Smart Thermostat,Walk-In Closet(s)
  • Window features: Window Coverings
  • Flooring: Luxury Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Basement,Electric,Living Room
  • Fireplace: Yes
  • Finished area below ground: 2,300
  • Finished area above ground: 2,505

Heating & Cooling

  • Heating features: Forced Air,Heat Pump
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total structure area: 4,805
  • Total interior livable area: 4,805 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 037.026004000007.028

Features

  • Patio & porch: Screened

Lot

  • Lot size: 1.71 Acres
  • Features: Acreage,Estate Lot

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Hail
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,293$51,516
Home Insurance *$879$10,548
Property Taxes $488$5,856
Electricity $366$4,403
Total$6,026$72,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$206,605/yr
40% on housing$180,780/yr
45% on housing$160,693/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 64505$127
Andrew County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 64505$121
Andrew County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-25Price change$875,000
2026-01-21Listed for sale$899,000
2026-01-12Listing removed$899,000
2025-09-05Price change$899,000
2025-07-11Listed for sale$950,000
2025-07-01Listing removed$960,000
2025-05-21Price change$960,000
2025-01-29Listed for sale$975,000
2023-09-08Sold--
2023-07-30Pending sale$859,900
2023-07-20Listed for sale$859,900
2020-02-19Listing removed$549,900
2019-01-03Listed for sale$549,900

For Sale by Agent

AgentChristy Rippe
BrokerageThe St.Joe Real Estate Group,

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