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173 Jeff St, Lakeland, FL, 33815

2beds
2baths
1,080sqft
$39,900
$37price/sqft
$451/moest. monthly cost
$18,040/yrincome needed

About This Home

This beautifully mostly furnished 2-bedroom, 2-bath home offers comfortable living, generous space, and many valuable updates. The bright 14x20 living room features a leather sectional sofa, cloth recliner, coffee table, and two end tables, creating an inviting space that flows seamlessly into the dining area and kitchen. Large sliding glass doors open to the impressive 10x20 Florida Room, adding even more living space with a hide-a-bed sofa, recliner, entertainment cabinet, desk, coffee table, two end tables, and its own portable A/C and heat for year-round comfort.**--** The 10x11 kitchen is both functional and attractive, featuring a breakfast bar overlooking the 8x10 dining room. Appliances include a GE range (2 years), Hisense refrigerator (1 year), above-range microwave, dishwasher, garbage disposal (1 year), and plenty of cabinet space for storage.**--** The spacious 10x15 primary bedroom includes an adjoining 5x8 bathroom with a step-in shower. The guest bedroom measures 10x13 and is conveniently located near the 8x8 hall bathroom with a tub/shower combination. Two hallway closets provide additional storage. Recent updates include a Goodman central heating and air conditioning system (2023) and a Smith water heater (2024), providing added value and peace of mind.**--** Outside, you'll find a 14x35 covered carport with a gas grill and two patio chairs, a generous 14x60 driveway, and a large 16x20 shed complete with shelving, workbench, washer, dryer, and a Thomson freezer.**--** The exceptional $1,228 monthly lot rent delivers one of the best values in Lakeland. It includes Spectrum high-speed internet and a full cable TV package-a service that normally costs $150-$180 per month alone-plus water, sewage, trash, pass-through tax, and full access to every community amenity.**--** Twin Palms' resort-style amenities include a heated pool, pickleball and shuffleboard courts, Tiki huts, fire pit, outdoor grilling area, dog park, exercise room, clubhouse, billiards, a welcoming library, and an active social calendar. Whether you enjoy relaxing in the sunshine, staying active, or meeting friendly neighbors, you'll appreciate the easygoing Florida lifestyle this community offers.**--** Conveniently located just 2.4 miles from I-4 on Lakeland's west side, you'll have easy access to Gulf Coast beaches, Disney, Legoland, and within about 90 minutes, the Atlantic beaches and Cape Canaveral. This is a wonderful opportunity to enjoy a spacious, furnished home in one of Lakeland's most desirable communities.**--** All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. American Mobile Home Sales of Tampa Bay Inc. cannot guarantee or warrant the accuracy of this information, measurements or condition of this property. Measurements are approximate. The buyer assumes full responsibility for obtaining all current rates of lot rent, fees, or pass-on costs associated with the community, park, or home from the community/park manager. American Mobile Home Sales of Tampa Bay Inc. is not responsible for quoting of said fees.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

2/10
Kathleen Middle SchoolGrades 6-85.8 mi
3/10
Kathleen Senior High SchoolGrades PK,9-121.7 mi

Construction

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Refrigerator,Microwave,Oven,Washer

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Laminate,Vinyl
  • Finished area above ground: 1,080

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 1,080
  • Total interior livable area: 1,080 sqft

Kitchen

  • Features: Pass-Through

Property

Details

  • On leased land: Yes
  • Lease amount: 1227

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning
Inland Flooding
Tornado

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $201$2,412
Home Insurance *$29$348
Property Taxes $24$288
Electricity $197$2,366
Total$451$5,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$15,462/yr
40% on housing$13,530/yr
45% on housing$12,026/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$37This listing

vs Other Active Listings

Avg $/sqft

ZIP 33815$35
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33815$166
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-01Listed for sale$39,900
2022-02-18Sold$36,000
2022-01-26Pending sale$39,500
2021-11-25Price change$39,500
2021-10-30Listed for sale$49,900
2019-10-20Listing removed$22,000
2019-08-29Price change$22,000
2019-07-14Price change$22,500
2018-12-24Listed for sale$25,000

For Sale by Agent

AgentLuann Earls
BrokerageAmerican Mobile Home Sales of Tampa Bay, Inc.

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