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2440 Bridgewater Dr #2440, Woodstock, IL, 60098

3beds
2baths
1,268sqft
$235,000
$185price/sqft
$1,867/moest. monthly cost
$74,680/yrincome needed

About This Home

Multiple offers received, Highest and best due 8/4 9am. Bright, beautifully maintained, and move-in ready! This desirable end-unit townhome offers 3 bedrooms and 2 full baths with an open, airy layout highlighted by soaring vaulted ceilings and an open staircase. The main level features a convenient first-floor bedroom and full bath, newer flooring, fresh neutral paint, and a sun-filled kitchen complete with a breakfast bar. Enjoy peaceful nature views from your private patio, plus the convenience of first-floor laundry, additional attic storage above the garage, and newer mechanicals, including the furnace and A/C. LOW Taxes & Hoa! Ideally located just minutes from the historic Woodstock Square, parks, restaurants, shopping, and Metra access, this home is the perfect combination of comfort, style, and convenience.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

9/10
Creekside Middle SchoolGrades 5-80.9 mi
10/10
Woodstock High SchoolGrades 9-122.2 mi
6/10

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse,Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer
  • Laundry features: Main Level,Washer Hookup,In Unit

Basement

  • Basement: None

Bedroom2

  • Features: Flooring (Carpet),Window Treatments (Blinds)
  • Level: Second
  • Area: 130
  • Dimensions: 13X10

Bedroom3

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 130
  • Dimensions: 13X10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Vaulted Ceiling(s),1st Floor Bedroom,1st Floor Full Bath
  • Window features: Screens
  • Flooring: Laminate
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,268 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Eating Area-Table Space),Flooring (Wood Laminate)
  • Level: Main
  • Area: 160
  • Dimensions: 16X10

Living Room

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 192
  • Dimensions: 16X12

Master Bedroom

  • Features: Flooring (Carpet),Window Treatments (Blinds)
  • Level: Second
  • Area: 187
  • Dimensions: 17X11

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1316351043
  • Special condition: None
  • Other equipment: TV-Dish,Ceiling Fan(s)

Features

  • Patio & porch: Patio

Lot

  • Lot size: 1,800 sqft
  • Lot size dimensions: 60X30

Parking

  • Total spaces: 1
  • Parking features: Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance *$107$1,284
Property Taxes $442$5,304
Electricity $130$1,569
Total$1,867$22,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,011/yr
40% on housing$56,010/yr
45% on housing$49,786/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 60098$196
McHenry County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 60098$189
McHenry County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2019-02-11Listing removed$125,000
2019-02-11Listed for sale$125,000
2019-02-01Sold$125,000
2018-12-21Pending sale$125,000
2018-12-18Listed for sale$125,000

For Sale by Agent

AgentLorena Cardenas
BrokerageBaird & Warner

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