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4432 Pearl Rd., Cleveland, OH, 44109

5beds
2baths
1,824sqft
$175,000
$96price/sqft
$1,495/moest. monthly cost
$59,800/yrincome needed

About This Home

A comprehensively renovated 5-bedroom, 2-bathroom single-family home in Cleveland's Brooklyn Centre / Old Brooklyn neighborhood. The property has been rebuilt from the systems up — all flooring, cabinetry, and bathrooms replaced, electrical and plumbing completely redone, and HVAC replaced — for a move-in-ready home with no near-term capital expenditure. Currently occupied by a long-term tenant at $1,495/month, with market rent supporting $1,795/month upon renewal. The tenant pays all utilities; the landlord's only recurring obligation is landscaping. Professional management is in place and the property is LEAD certified. (Tenant-owned appliances do not convey.)

Getting Around

80
WalkingVery Walkable
36
TransitSome Transit
51
BikeBikeable

Schools

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Asphalt,Fiberglass
  • Construction materials: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Features

  • Finished area above ground: 1,824

Heating & Cooling

  • Heating features: Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,824
  • Total interior livable area: 1,824 sqft

Property

Details

  • Parcel number: 01207026
  • Special condition: Standard

Features

  • Levels: Three Or More,Two
  • Stories: 2

Lot

  • Lot size: 6,795 sqft

Parking

  • Parking features: On Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$141$1,692
Property Taxes $275$3,300
Electricity $195$2,347
Total$1,495$17,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,257/yr
40% on housing$44,850/yr
45% on housing$39,866/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$96This listing

vs Other Active Listings

Avg $/sqft

ZIP 44109$93
Cuyahoga County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 44109$119
Cuyahoga County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-12Price change$175,000
2026-04-17Listed for sale$570,000
2023-04-27Listing removed--
2023-04-21Listed for rent$1,495
2019-07-20Listing removed$1,500
2019-06-06Listed for rent$1,500
2019-05-04Listing removed$1,500
2019-04-24Listed for rent$1,500
2018-12-14Sold$185,000

For Sale by Agent

AgentChassity Miller
BrokerageEXP Realty, LLC.

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