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100 Deerwood Park, Centralia, IL, 62801

3beds
2baths
0sqft
$54,999
--price/sqft
$587/moest. monthly cost
$23,480/yrincome needed

About This Home

TAX SEASON IS HERE! Ask about our limited-time special and receive up to $4,000 toward your purchase. (Incentive equals up to 5% of the sale price, varies by home. Terms and restrictions apply.) Affordable Home Opportunity! This 3-bedroom, 2-bath home offers a spacious 16x76 layout . The home is priced at $67,500 with financing available, including an estimated monthly payment of $1,211 and an estimated down payment of $3,375. This home is in a clean, all-age community with a playground, dog park, and covered picnic area. Sheds are optional if you'd like to rent one for extra storage, just let us know and we'll be happy to help! **Subject to lender approval, terms, and conditions. Buyer may select any lender of their choosing. Seller works with numerous lenders regularly** Note: Rental options (including choice housing and section 8, purchase options, rental conversion options that allow for flexibility with bruised credit and unstable job history.) The pricing listed is based on estimated payments for qualified financing. Please note that the rent with option to purchase price is different. We can certainly assist you in purchasing this home and help you apply for financing through our lending partner, all at no additional cost. If financing doesn't work out as expected, we can explore other options, such as a rent with option to purchase. We're here to help you find the best solution!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

5/10
5/10
Centralia High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 2018

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central

Interior Area

  • Total structure area: 0

Property

Details

  • On leased land: Yes
  • Lease amount: 410

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Earthquake
Hail
Heat Wave
Inland Flooding
Lightning
Winter Weather
Drought

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $278$3,336
Home Insurance *$104$1,248
Property Taxes $75$900
Electricity $130$1,569
Total$587$7,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$20,125/yr
40% on housing$17,610/yr
45% on housing$15,653/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 62801$93
Clinton County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 62801$74
Clinton County$124

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-06Price change$67,500
2026-05-06Price change$1,211
2026-04-28Listed for sale$71,000
2026-04-23Price change$1,250
2026-04-10Price change$1,273
2026-03-18Price change$1,312
2026-02-15Listed for rent$1,340
2021-03-24Listing removed--
2019-03-26Listing removed$55,500
2018-12-12Listed for sale$55,500
2007-09-28Sold$13,500

For Sale by Agent

AgentLawrence Sanchez
BrokerageDeerwood Park

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