16 NW 3rd St, Adams, MN, 55909
About This Home
Great opportunity to own a duplex in Adams! Whether you're looking to invest or live in one unit and rent the other, this property offers flexibility and strong potential. Each unit features a functional layout with comfortable living spaces. Located in a quiet small-town setting with convenient access to local amenities, this property is ideal for those looking to build equity or generate rental income. Opportunity to add value over time and make it your own. Photos have been virtually enhanced to showcase the property’s potential.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1963
Type & Style
- Home type: MultiFamily
- Property subType: Duplex Side by Side
Interior
Basement
- Has basement: Yes
- Basement: Block,Full,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 4
Features
- Finished area below ground: 912
- Finished area above ground: 2,014
Heating
- Heating features: Forced Air
Interior Area
- Total structure area: 2,926
- Total interior livable area: 2,926 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 210010770
- Zoning description: Residential-Multi-Family
- Foundation area: 2014
Features
- Levels: Two
Lot
- Lot size: 0.25 Acres
- Lot size dimensions: 115'' x 95''
Parking
- Total spaces: 2
- Parking features: Attached,Driveway - Other Surface
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Tornado
- Cold Wave
- Drought
- Hail
- Winter Weather
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Mower County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,036 | $12,432 |
| Home Insurance * | $310 | $3,720 |
| Property Taxes | $167 | $2,004 |
| Electricity | $246 | $2,961 |
| Total | $1,759 | $21,108 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-22 | Price change | $205,000 |
| 2026-03-28 | Listed for sale | $215,000 |
| 2023-05-02 | Sold | $172,450 |
| 2023-03-02 | Pending sale | $174,900 |
| 2022-11-11 | Price change | $174,900 |
| 2022-10-13 | Price change | $179,900 |
| 2022-07-18 | Price change | $189,900 |
| 2022-05-16 | Price change | $200,000 |
| 2022-05-09 | Price change | $210,000 |
| 2022-04-21 | Price change | $220,000 |
| 2022-03-22 | Listed for sale | $230,000 |
| 2020-07-22 | Listing removed | $790 |
| 2020-06-24 | Price change | $795 |
| 2020-05-27 | Listed for rent | $800 |
| 2019-02-22 | Listing removed | $730 |
| 2019-02-10 | Price change | $730 |
| 2019-01-22 | Price change | $750 |
| 2019-01-08 | Price change | $775 |
| 2018-12-11 | Listed for rent | $800 |
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