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456 W 145th Street W, Ny, NY, 10031

7beds
5baths
3,500sqft
$1,450,000
$414price/sqft
$13,640/moest. monthly cost
$545,600/yrincome needed

About This Home

.

Getting Around

98
WalkingWalker's Paradise
0
TransitVery Limited Transit
82
BikeVery Bikeable

Schools

6/10
8/10
Ms 319 Marie TeresaGrades 6-81.2 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Other
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Range

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • First Floor Bedroom,First Floor Full Bath,Natural Woodwork
  • Attic: None

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 3,500
  • Total interior livable area: 3,500 sqft

Property

Details

  • Parcel number: 20590053
  • Attached to another structure: Yes
  • Special condition: None

Lot

  • Lot size: 1,499 sqft
  • Features: Near Public Transit,Near School,Near Shops
  • Lot size dimensions: 15 x 99.92

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,331$87,972
Home Insurance *$4,874$58,488
Property Taxes $857$10,284
Electricity $578$6,940
Total$13,640$163,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$467,657/yr
40% on housing$409,200/yr
45% on housing$363,733/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$414This listing

vs Other Active Listings

Avg $/sqft

ZIP 10031$494
New York County$1,489

vs Homes Sold Last Month

Median $/sqft

ZIP 10031$537
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$1,399,990
2026-07-16Price change$1,450,000
2026-07-06Price change$1,599,990
2026-06-08Price change$1,850,000
2026-06-02Listed for sale$2,000,000
2023-11-10Listing removed--
2023-08-15Price change$1,575,000
2023-08-10Price change$1,625,000
2023-07-28Price change$1,675,000
2023-07-19Price change$1,750,000
2023-06-07Listed for sale$1,975,000
2023-03-27Listing removed--
2022-08-25Price change$1,999,900
2022-06-13Price change$2,250,000
2022-04-28Listed for sale$2,500,000
2021-03-24Listing removed--
2019-03-07Listing removed$2,750,000
2018-12-07Listed for sale$2,750,000

For Sale by Agent

AgentWillie C. Jones
BrokerageBill Jones Real Estate

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