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102 S Richmond St, Fleetwood, PA, 19522

5beds
--baths
14,000sqft
$629,995
$45price/sqft
$5,761/moest. monthly cost
$230,440/yrincome needed

About This Home

Please see additional exteriors pictures added on 2/21. This truly unique commercial property offers an incredible opportunity for investors, entrepreneurs, and developers alike. With flexible C-1 zoning and a substantial footprint, this building is ready to be reimagined for a wide range of permitted uses including retail sales, business offices, restaurant space, or residential apartments. The property features a parking lot with 9 existing spaces and room to expand, providing flexibility for future growth and tenant needs. The first floor encompasses approximately 6,700 square feet and is currently configured for commercial use. It includes three separate areas, two of which have bathrooms: The main space is an impressive open room of approximately 4,300 square feet, featuring beautiful chestnut floors, a full bathroom, and the building’s electrical room. This space also offers direct access to an attached garage of approximately 700 square feet with 12-foot ceilings—ideal for storage, workshop space, or expanded operations. A second open area of approximately 950 square feet includes a freight elevator (currently not in working order), one ground-level garage door, two 2-foot loading docks, additional storage areas, and a bathroom—making it highly functional for distribution, light industrial, or service-oriented businesses. A third room of approximately 570 square feet completes the first-floor layout, offering additional flexibility for office, retail, or specialty use. The upper level consists of five separate apartments that will require improvements to meet borough approval standards. Approximate sizes are as follows: Apartment 1: 1,200 square feet Apartment 2: 1,100 square feet Apartment 3: 400 square feet Apartment 4: 1,100 square feet Apartment 5: 400 square feet This layout presents a strong value-add opportunity for investors seeking mixed-use income potential. Additionally, the property includes an unfinished basement of approximately 3,700 square feet, providing substantial storage or future expansion possibilities. Environmental studies have already been completed, adding an extra layer of due diligence for prospective buyers. With its size, layout versatility, existing infrastructure, and prime C-1 zoning, this property offers tremendous upside for the right buyer with vision.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

7/10
Fleetwood Middle SchoolGrades 5-80.6 mi
7/10
3/10
Willow Creek El SchoolGrades K-41.0 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Permanent
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Architectural style: Traditional
  • Property subType: Quadruplex

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5

Heating & Cooling

  • Heating features: Baseboard,Natural Gas,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 14,000
  • Total interior livable area: 14,000 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 44543115731117
  • Zoning: C-1
  • Zoning description: See attached document
  • Special condition: Standard
  • Exclusions: All Inventory And Belongings

Features

  • Pool features: None

Lot

  • Lot size: 0.32 Acres
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Parking features: On Street,Parking Lot
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,185$38,220
Home Insurance *$201$2,412
Property Taxes $839$10,068
Electricity $1,536$18,432
Total$5,761$69,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$197,520/yr
40% on housing$172,830/yr
45% on housing$153,626/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$45This listing

vs Other Active Listings

Avg $/sqft

ZIP 19522$175
Berks County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 19522$188
Berks County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$629,995
2026-02-14Listed for sale$650,000
2023-10-10Listing removed--
2023-07-12Listed for sale$600,000
2021-03-24Listing removed--
2019-03-06Listing removed$1,000
2019-02-03Price change$1,000
2019-01-04Price change$1,200
2018-12-04Listed for rent$1,300

For Sale by Agent

AgentScott Jaraczewski
BrokerageIron Valley Real Estate of Berks

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