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260 Wild Horse Trl, Kila, MT, 59920

2beds
1baths
880sqft
$499,000
$567price/sqft
$3,007/moest. monthly cost
$120,280/yrincome needed

About This Home

This currently off grid property has so much potential with 20 acres of privacy and with no HOA or covenants, your vision can become a reality. A lot of improvements and hard work have already been put in place by the current owners including clearing and road work, an oversized septic system approved for a 3 bedroom house, a 2 bedroom cabin, and a personal RV, a new well (no pump or power), 30'x40' concrete footers for a single level home, and an existing 2 bedroom/1 bathroom cabin that can be lived in while building your dream house then later used as a quest cabin or rental unit for extra income. The current cabin is cozy and comfortable and features a central wood stove, full bathroom, kitchen with propane appliances, a large primary with office and walk in closet, an additional bedroom, and an extra flex room that is currently being used as a bedroom. The sellers are also including three storage sheds with a 4th being negotiable, a small greenhouse, and a gas generator for power. Of the 6 sheds, a brown 8x12 shed, a 10x16 wood shed, and 8x8 plywood shed, and a small greenhouse all convey with the sale. An 8x12 plywood shed with residential door and window is negotiable.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

8/10
Kila SchoolGrades PK-64.8 mi
6/10
Kila 7-8Grades 7-84.8 mi
3/10
Flathead High SchoolGrades 9-1210.3 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Main Level Primary,Open Floorplan
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0

Heating

  • Heating features: Wood Stove

Interior Area

  • Total interior livable area: 880 sqft

Property

Details

  • Parcel number: 07383234201010000
  • Zoning: None
  • Special condition: Standard
  • Other equipment: Generator

Features

  • Levels: One
  • Patio & porch: Rear Porch,Covered,Front Porch
  • Exterior features: Storage,Propane Tank - Leased
  • Fencing: None
  • Has view: Yes
  • View description: Mountain(s),Trees/Woods
  • Topography of land: Varied
  • Horses can be raised: Yes

Lot

  • Lot size: 20 Acres
  • Features: Gentle Sloping,Meadow,Secluded,Views,Wooded

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Avalanche
    AvalancheRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Avalanche
Winter Weather
Cold Wave
Earthquake
Landslide
Wildfire

FEMA Declared Disasters in Flathead County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance $109$1,308
Property Taxes $224$2,688
Electricity $151$1,812
Total$3,007$36,084

Income You'd Need if You Spent...

35% on housing$103,097/yr
40% on housing$90,210/yr
45% on housing$80,186/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$567This listing

vs Other Active Listings

Avg $/sqft

ZIP 59920$353
Flathead County$402

vs Homes Sold Last Month

Median $/sqft

ZIP 59920$378
Flathead County$363

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$520,000
2026-03-06Listed for sale$525,000
2019-10-27Listing removed$149,500
2018-10-30Listed for sale$149,500

For Sale by Agent

AgentSteven Botkin
BrokerageCentury 21 Deaton and Company Real Estate

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