1001 Utah St, Gary, IN, 46403
About This Home
Completely transformed from top to bottom, this beautifully renovated 2-bedroom home offers the feel of new construction without the new construction price tag. Every detail has been thoughtfully updated, allowing you to move right in and start enjoying your new home from day one. Inside, you'll find bright, modern finishes, an inviting layout, and quality updates throughout. The finished basement provides even more functional living space, including an additional finished bedroom that's perfect for guests, a home office, a workout room, or flexible living needs. Whether you're a first-time homebuyer, looking to downsize, or searching for an investment opportunity, this home delivers exceptional value with low property taxes and the peace of mind that comes with a complete renovation. Conveniently located near shopping, restaurants, major highways, schools, and just minutes from the beaches of Lake Michigan and the Indiana Dunes, this home combines affordability, comfort, and location in one incredible package. Don't miss your opportunity to own a truly move-in-ready home where all the hard work has already been done--simply unpack and enjoy!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1949
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Other
Basement
- Has basement: Yes
- Basement: Interior Entry
Bedroom2
- Level: Main
- Area: 99
- Dimensions: 11.0 x 9.0
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: Main
- Area: 196
- Dimensions: 14.0 x 14.0
Features
- Other
- Finished area above ground: 1,200
Heating
- Heating features: Has Heating (Unspecified Type)
Interior Area
- Total structure area: 1,404
- Total interior livable area: 1,404 sqft
Kitchen
- Level: Main
- Area: 400
- Dimensions: 16.0 x 25.0
Living Room
- Level: Main
- Area: 360
- Dimensions: 20.0 x 18.0
Other
- Level: Basement
- Area: 204
- Dimensions: 17.0 x 12.0
Primary Bedroom
- Level: Main
- Area: 143
- Dimensions: 11.0 x 13.0
Property
Details
- Parcel number: 450812132001000004
- Special condition: Agent Owned
Features
- Levels: One
- Has view: Yes
- View description: Neighborhood
Lot
- Lot size: 6,664 sqft
- Features: Other,Paved
Parking
- Total spaces: 2
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $960 | $11,520 |
| Home Insurance * | $151 | $1,812 |
| Property Taxes | $147 | $1,764 |
| Electricity | $184 | $2,212 |
| Total | $1,442 | $17,304 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
Hail
WindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Price change | $170,000 |
| 2026-07-07 | Listed for sale | $190,000 |
| 2023-02-01 | Listing removed | -- |
| 2023-01-19 | Listed for rent | $1,100 |
| 2020-08-05 | Sold | $23,000 |
| 2020-07-17 | Pending sale | $25,000 |
| 2020-02-18 | Listed for sale | $25,000 |
| 2019-03-04 | Listing removed | $25,000 |
| 2018-10-17 | Listed for sale | $25,000 |
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