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315 Pavonia Ave APT 3, Jersey City, NJ, 07302

1beds
1baths
665sqft
$515,000
$774price/sqft
$3,588/moest. monthly cost
$143,520/yrincome needed

About This Home

Welcome to 315 Pavonia #3, a well maintained brick row house in the Historic Hamilton Park section of Downtown, Jersey City. This second floor one bedroom home features beautiful exposed brick, an open-concept living & dining space, front-facing windows for maximum light exposure & a renovated bathroom with modern tiles & upgraded details. The spacious bedroom easily accommodates a king sized bed & features ample closets. Other highlights include high ceilings, hardwood floors, complimentary in building laundry + additional storage. Move right in and enjoy all that Downtown Jersey City has to offer. Ideal for the everyday commuter with very close proximity to both the Newport & Grove Street PATH Stations, NJ Transit Bus Routes, and all major highways! Minutes from local restaurants, retail stores, supermarkets, and schools! Steps from Hamilton Park & recreational activities! Welcome Home! Pets are welcome! Just unpack your bags & move right in!

Getting Around

96
WalkingWalker's Paradise
80
TransitExcellent Transit
78
BikeVery Bikeable

Schools

Construction

Materials

  • Construction materials: Brick,Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Brownstone
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Refrigerator,Gas Oven
  • Laundry features: Common Area

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Heating

  • Heating features: Baseboard

Interior Area

  • Total structure area: 665
  • Total interior livable area: 665 sqft

Property

Details

  • Exclusions: Personal Items

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,604$31,248
Home Insurance *$122$1,464
Property Taxes $669$8,028
Electricity $193$2,318
Total$3,588$43,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,017/yr
40% on housing$107,640/yr
45% on housing$95,680/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$774This listing

vs Other Active Listings

Avg $/sqft

ZIP 07302$660
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07302$694
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-23Listed for sale$515,000
2025-12-24Listing removed$515,000
2025-09-20Price change$515,000
2025-06-18Price change$540,000
2025-03-03Listed for sale$515,000
2021-03-24Listing removed--
2018-11-15Listing removed$2,100
2018-10-13Listed for rent$2,100

For Sale by Agent

AgentMICHAEL GERARD CRUZ
BrokerageHOMEVEST REALTY INC

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