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95-944 Wikao St APT D302, Mililani, HI, 96789

3beds
2baths
1,309sqft
$598,000
$457price/sqft
$3,734/moest. monthly cost
$149,360/yrincome needed

About This Home

This spacious and thoughtfully designed 3-bedroom home offers exceptional comfort, character, and an abundance of storage throughout. One of the bedrooms is a stunning loft retreat featuring a massive attic storage area complete with an attic fan — perfect for seasonal items, hobbies, or additional living flexibility. At the heart of the home is a welcoming kitchen designed for both everyday living and entertaining, with generous cabinet space, ample countertops, and room to gather with family and friends. Whether preparing weeknight meals or hosting holiday celebrations, this kitchen offers the functionality and warmth every buyer is looking for. The main-floor bedrooms showcase beautiful custom cedar-lined closet inlays, adding warmth, charm, and practical protection for clothing and linens. The generous primary suite is a true sanctuary, featuring a walk-in closet, convenient under-stair storage, an additional mirrored-door closet, and a private spa-inspired bath with both a soaking tub and separate shower, plus extensive cabinetry for effortless organization. Storage is truly unmatched in this home, with ample space for luggage, holiday décor, keepsakes, and all the extras.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

7/10
Leilehua High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Good Condition
  • Year built: 2000

Materials

  • Construction materials: Double Wall,Concrete,Wood Frame

Type & Style

  • Home type: Townhouse
  • Architectural style: Low Rise,Multi-Level
  • Property subType: Townhouse

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Ceramic Tile

Interior Area

  • Total structure area: 1,435
  • Total interior livable area: 1,309 sqft

Property

Details

  • Parcel number: 1950020300040
  • Zoning description: 05 - R-5 Residential District
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes
  • View description: None
  • Frontage type: Other

Parking

  • Total spaces: 2
  • Parking features: Assigned,Covered,One Space
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Lightning
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,023$36,276
Home Insurance *$115$1,380
Property Taxes $175$2,100
Electricity $421$5,058
Total$3,734$44,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,022/yr
40% on housing$112,020/yr
45% on housing$99,573/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$457This listing

vs Other Active Listings

Avg $/sqft

ZIP 96789$502
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96789$662
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Contingent$598,000
2026-07-01Price change$598,000
2026-05-27Listed for sale$648,000
2019-03-11Listing removed$520,000
2019-01-09Price change$520,000
2018-11-08Price change$530,000
2018-10-13Listed for sale$545,000
2001-10-31Sold$219,000

For Sale by Agent

AgentD'Arcy S Kerrigan
BrokerageColdwell Banker Realty

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