See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

459 Main Road, Islesboro, ME, 04848

2beds
2baths
502sqft
$350,000
$697price/sqft
$2,676/moest. monthly cost
$107,040/yrincome needed

About This Home

Make summer memories at this seasonal cottage overlooking an expansive 1000+/- feet of waterfront along the East Penobscot Bay and with views extending towards Castine and Cape Rosier. The property includes a main cottage and a guest cottage that can also function as a boathouse. As if taken right off a sailing yacht, the open timber frame main cottage is efficient, comfortable, tastefully finished, and has the charm of being on a ship moored in a harbor. The galley kitchen offers ample storage and essential appliances for a summer feast. This sweet cottage also includes a living area, a bedroom with a closet, and a surprisingly roomy bathroom with a portable toilet. The waterside of the main cottage has floor-to-ceiling sliding glass doors to maximize the view, no matter the forecast. The sleeping loft features a porthole window and a banister reminiscent of a ship's stern rail. The deck has plenty of space for outdoor living and storage for small watercraft, and it is accompanied by an outdoor shower with on-demand hot water. The guest cottage/boat house has a king-size Murphy-style bed, its own bathroom with a composting toilet, and a sliding barn door for launching and storing small boats. The kitchen sink and both bathroom sinks have manual foot pumps to provide water. The property is mostly rocky coastline, inviting you to explore and beachcomb. A place to relax and enjoy the Maine summer with simplicity. Nearby public walking trails extend the outdoor space for exploring nature.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

9/10
Islesboro Central SchoolGrades K-123.2 mi

Construction

Condition

  • Year built: 1975

Materials

  • Roof: Shingle
  • Construction materials: Wood Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Electric Range,Refrigerator

Basement

  • Basement: None

Bedroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • 1/2 bathrooms: 2

Features

  • 1st Floor Bedroom,Compost Toilet,Shower
  • Flooring: Wood
  • Finished area below ground: 0
  • Finished area above ground: 502

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 502
  • Total interior livable area: 502 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: First

Living Room

  • Level: First

Loft

  • Level: Second

Property

Details

  • Zoning: Residential

Features

  • Patio & porch: Deck
  • Has view: Yes
  • View description: Scenic
  • On waterfront: Yes
  • Waterbody name: East Penobscot Bay
  • Frontage length: Waterfrontage: 1000,Waterfrontage Owned: 1000

Lot

  • Lot size: 0.69 Acres
  • Features: Near Country Club,Near Golf Course,Near Public Beach,Other

Parking

  • Parking features: Gravel,1 - 4 Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Winter Weather
    Winter WeatherVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Winter Weather
Coastal Flooding
Lightning
Cold Wave
Hurricane
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance $372$4,464
Property Taxes $291$3,492
Electricity $244$2,930
Total$2,676$32,112

Income You'd Need if You Spent...

35% on housing$91,748/yr
40% on housing$80,280/yr
45% on housing$71,360/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$697This listing

vs Other Active Listings

Avg $/sqft

ZIP 04848$560
Waldo County$255

vs Homes Sold Last Month

Median $/sqft

ZIP 04848
Waldo County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$350,000
2025-10-21Listing removed$395,000
2025-06-05Listed for sale$395,000
2018-09-28Sold$210,000

For Sale by Agent

AgentGinnie Hess
BrokerageCates Real Estate

Similar Homes