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12 Henderson Road, Hankins, NY, 12741

4beds
1baths
1,700sqft
$229,000
$135price/sqft
$1,879/moest. monthly cost
$75,160/yrincome needed

About This Home

Off a quiet country road and down a long driveway sits an original Mileses homestead, reminiscent of years gone by. Dating back to circa 1850, and added to and improved over the years, this home features a rocking chair front porch where you can relax and take in the sounds of nature and enjoy the distant views. This vintage farmhouse offers good-sized rooms and some original features, with great potential for the buyer who appreciates old homes. Privately set on 6.64 acres, the land is beautifully timbered and mostly level to gently sloping. There is a spring on the property that is the water source for the home, plus remnants from a barn and old blacksmith shop can also be found. Don't miss the opportunity to visit this property if you're looking for that special place in the country where your creativity can soar.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1890

Materials

  • Foundation: Stone
  • Construction materials: Clapboard,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Oven,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bathroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Bonus Room

  • Level: Second

Dining Room

  • Level: First

Features

  • First Floor Bedroom,First Floor Full Bath,Ceiling Fan(s),Eat-in Kitchen,High Speed Internet,Original Details,Pantry
  • Flooring: Wood
  • Attic: Walkup

Heating & Cooling

  • Heating features: Baseboard,Oil,Wood
  • Cooling features: None

Interior Area

  • Total structure area: 1,700
  • Total interior livable area: 1,700 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Office

  • Level: Second

Property

Details

  • Parcel number: 320003300001005001
  • Special condition: None

Features

  • Levels: Two
  • Patio & porch: Porch
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 6.64 Acres
  • Features: Private,Wooded

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding

FEMA Declared Disasters in Sullivan County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,157$13,884
Home Insurance *$97$1,164
Property Taxes $345$4,140
Electricity $280$3,371
Total$1,879$22,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,422/yr
40% on housing$56,370/yr
45% on housing$50,106/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -5.2%
-5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$135This listing

vs Other Active Listings

Avg $/sqft

ZIP 12741$126
Sullivan County$235

vs Homes Sold Last Month

Median $/sqft

ZIP 12741
Sullivan County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-04Listed for sale$229,000
2026-02-12Listing removed$229,000
2026-01-14Listed for sale$229,000
2026-01-01Listing removed$229,000
2025-11-06Price change$229,000
2025-05-21Listed for sale$249,000

For Sale by Agent

AgentLinda H. Mulligan
BrokerageMatthew J Freda Real Estate

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