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1 Congress St APT B11, Jersey City, NJ, 07307

1beds
1baths
945sqft
$389,000
$412price/sqft
$2,745/moest. monthly cost
$109,800/yrincome needed

About This Home

Large 1-Bedroom with NYC Views & Unbeatable Transit Access Spacious and move-in ready, this 945sq ft 1-bedroom, 1-bath home offers solid hardwood floors, fresh paint, and NYC views. Enjoy JC value while being close to all the Hoboken action!Located less than one block from the elevator to the Light Rail, commuting to New York City couldn't be more convenient. "Citi-Bike" rentals right on the corner and Riverview Fisk Park only 1 block away with Farmers Markets in the summer.  Recent updates include freshly painted interiors and new baseboard heat covers, providing a clean and welcoming feel from the moment you enter. The generous layout offers comfortable living space with plenty of potential to make it your own. Kitchen has wood cabinets and granite countertops. Bathroom features a tub/shower combo w/glass doors and plenty of storage. Move right in and enjoy as-is, or bring your imagination and create the home of your dreams with a full refresh tailored to your personal style. Whether you're a first-time buyer, commuter, or investor, this is an excellent opportunity in a highly convenient location. Laundry room in building as well as a Butterfly MX intercom system. Parking spot available for an additional $40 month-new owner will be 2nd on the waitlist which moves pretty quick. A rare combination of location, views, and potential—don't miss this opportunity!

Getting Around

94
WalkingWalker's Paradise
76
TransitExcellent Transit
57
BikeBikeable

Schools

6/10
Christa McAuliffe SchoolGrades PK-80.3 mi

Construction

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: Multi Level,Other
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Refrigerator,Gas Oven
  • Laundry features: Common Area

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Window Unit(s),Wall Unit(s)

Interior Area

  • Total structure area: 945
  • Total interior livable area: 945 sqft

Property

Details

  • Other equipment: Intercom

Parking

  • Parking features: 1 Car,See Remarks

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,966$23,592
Home Insurance *$81$972
Property Taxes $505$6,060
Electricity $193$2,318
Total$2,745$32,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,114/yr
40% on housing$82,350/yr
45% on housing$73,200/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$412This listing

vs Other Active Listings

Avg $/sqft

ZIP 07307$513
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07307$590
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$374,999
2026-07-08Listed for sale$389,000
2020-11-04Listing removed$1,550
2020-09-21Price change$1,550
2020-09-08Listed for rent$1,650
2018-10-10Listing removed$1,650
2018-09-25Price change$1,650
2018-09-13Listed for rent$1,700
2013-07-10Sold$150,500

For Sale by Agent

AgentSTEPHANIE CASAZZA
BrokerageTHE AGENCY ONE ROCK

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