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92 Hamilton Avenue #5E, Yonkers, NY, 10705

3beds
1baths
1,400sqft
$275,000
$196price/sqft
$2,156/moest. monthly cost
$86,240/yrincome needed

About This Home

This beautiful three-bedroom residence feels like its own house, radiating charm and comfort throughout. Located at the corner of Hamilton Avenue and Post Street in Southwest Yonkers, the brick Beaux-Arts building with its limestone detailing was completed in 1921 and was formerly known as the New Belfort Apartments. Entering into a long hallway, you’ll embark on a journey of discovery in this one-of-a-kind apartment. Vintage style and modern updates come together seamlessly, including oak floors, soaring ceilings, crown molding, and crystal doorknobs. A large living room and formal dining room, each with two windows, are separated by French doors. The dining room can alternately serve as flex space. The gourmet eat-in kitchen with its two large windows features stone counters, a dining island, dark espresso cabinetry, and stainless steel appliances. The bathroom has also been nicely updated, including wall-to-wall ceramic tile. Each bedroom is windowed, and one has corner exposures. You’ll also find designer wooden overhead fan lamps in most rooms, along with so much closet space. This wonderful building has an Art Deco lobby, and a large laundry room with front-loading machines. The location is also terrific, close to the Ludlow neighborhood, Atlantic Basin, and the Hudson River. There are so many great local bakeries, pubs, and restaurants including Baked, Bass & Bourbon, Raaka Chocolate, and Red Hook Lobster Pound. The Ludlow and Yonkers Metro North are each nearby.

Getting Around

88
WalkingVery Walkable
56
TransitGood Transit
61
BikeBikeable

Schools

7/10
Yonkers High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1939

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Cooperative
  • Property subType: Stock Cooperative,Residential

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s)

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Other,Stone Counters
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Hot Water,Natural Gas,Oil,Other
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,400
  • Total interior livable area: 1,400 sqft

Property

Details

  • Attached to another structure: Yes
  • Special condition: None

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$99$1,188
Property Taxes $421$5,052
Electricity $246$2,954
Total$2,156$25,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,920/yr
40% on housing$64,680/yr
45% on housing$57,493/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 10705$332
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10705$373
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$275,000
2026-06-11Listed for sale$299,000
2022-02-05Listing removed--
2021-11-07Listed for sale$299,000
2021-10-07Listing removed--
2021-10-06Listed for sale$278,000
2021-06-11Pending sale$278,000
2021-04-08Listed for sale$278,000
2021-02-10Listing removed--
2020-11-20Price change$282,000
2020-09-22Price change$284,000
2020-06-25Price change$289,000
2020-06-06Price change$279,000
2020-05-29Listed for sale$269,000
2019-11-26Pending sale$269,000
2019-11-06Price change$269,000
2019-07-26Price change$275,000
2019-06-22Price change$285,000
2019-05-30Listed for sale$289,000
2019-03-05Sold$70,000
2018-10-04Listing removed$80,000
2018-10-04Pending sale$80,000
2018-09-13Listed for sale$80,000

For Sale by Agent

AgentMatthew J. Bizzarro
BrokerageBizzarro Agency, LLC

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