109 S Main Street, Liberty, NY, 12754
About This Home
Very convenient location on South Main street next to newly renovated Hijos de Villa restaurant and supermarket, Downstairs was a restaurant with tables and chairs, equipment is still there and usable. Apartment is upstairs, one story walk up. Presently rented.
Getting Around
Very Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Actual
- Year built: 1920
Materials
- Foundation: Brick/Mortar,Stone
- Construction materials: Vinyl Siding
Type & Style
- Home type: MultiFamily
- Property subType: Duplex,Multi Family
Interior
Basement
- Has basement: Yes
- Basement: Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- High Speed Internet,Kitchen Island,Storage
Heating
- Heating features: Baseboard,Electric,Steam
Interior Area
- Total structure area: 2,688
- Total interior livable area: 2,688 sqft
Property
Details
- Parcel number: 360111200007022000
- Special condition: None
Lot
- Lot size: 2,178 sqft
- Features: Near Shops
Parking
- Parking features: Alley Access,Attached,Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Sullivan County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,360 | $16,320 |
| Home Insurance * | $108 | $1,296 |
| Property Taxes | $405 | $4,860 |
| Electricity | $444 | $5,330 |
| Total | $2,317 | $27,804 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-10-14 | Listed for sale | $269,000 |
| 2023-05-16 | Sold | $120,000 |
| 2015-02-11 | Sold | $40,000 |
| 2003-06-13 | Sold | $58,000 |
| 2000-06-02 | Sold | $41,400 |
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