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14 Lena Road, Forestburgh, NY, 12777

3beds
3baths
2,520sqft
$649,000
$258price/sqft
$5,098/moest. monthly cost
$203,920/yrincome needed

About This Home

Rare opportunity to own a lakefront home in Lake Joseph. These do not come up often, and at such a great price. Lake Joseph is a private residential and vacation community located in Sullivan County, nestled between Forestburgh and Thompson. It’s known for its peaceful non-motorboat lake, rustic homes, and amenities like swimming, tennis, and boating. Lake Joseph Estates is a private lakefront residential community built around a 250-acre non-motorboat lake. The community emphasizes preserving natural shoreline. This home has wonderful direct access to the lake with amazing views. Two level living with great room, 2 bedrooms, office on main floor, also 2 full bathrooms. Beautiful hardwood floors, warm and inviting wood fireplace, and walk out to expansive deck that overlooks the lake. Amazing for entertaining or just for some peace and quiet. Lower level allows for more living space with large entertainment area, addition bedroom and full bath. Much needed for family and friends to visit your new lake house. House has been well maintained, and most furnishings are staying, so move in ready. Lake Joseph is located within 10 minutes of shopping, short ride to Bethel Performing Arts Center, Casino, Delaware river, and many restaurants. This will not last at this price in a very desirable location. So give a call today for a viewing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

4/10
3/10
3/10
Monticello High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 1985

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Oven,Refrigerator,Washer
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • First Floor Bedroom,Kitchen Island,Natural Woodwork,Open Kitchen
  • Flooring: Wood
  • Fireplace features: Living Room
  • Attic: Scuttle

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Ductless

Interior Area

  • Total structure area: 2,520
  • Total interior livable area: 2,520 sqft

Property

Details

  • Parcel number: 300000600002036009
  • Special condition: None
  • Other equipment: Generator

Features

  • Pool features: Community
  • Patio & porch: Deck
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 0.61 Acres

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Sullivan County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance *$423$5,076
Property Taxes $978$11,736
Electricity $416$4,997
Total$5,098$61,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$174,788/yr
40% on housing$152,940/yr
45% on housing$135,946/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -5.2%
-5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$258This listing

vs Other Active Listings

Avg $/sqft

ZIP 12777$311
Sullivan County$235

vs Homes Sold Last Month

Median $/sqft

ZIP 12777
Sullivan County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-11Listed for sale$649,000

For Sale by Agent

AgentEleanor G Hyde
BrokerageCentury 21 Country Realty

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