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109 Grover St, Springfield, MA, 01104

2beds
1baths
20,403sqft
$744,000
$36price/sqft
$9,110/moest. monthly cost
$364,400/yrincome needed

About This Home

Spacious multi-family property located at 109 Grover St, Springfield, MA, offering 4,953 sq ft of living area on a 4,953 sq ft lot. This well-maintained residence features 12 generously sized bedrooms and six full bathrooms, providing ample space and flexibility across its units.Each bedroom offers comfortable private living, and the bathrooms are thoughtfully designed for convenience and functionality. With its substantial size and multi-unit layout, this property presents a strong opportunity for investors or owner-occupants seeking rental income, multi-generational living, or a versatile housing arrangement.Located in a desirable Springfield neighborhood, 109 Grover St delivers significant potential and value for a wide range of buyers.

Getting Around

82
WalkingVery Walkable
54
TransitGood Transit
52
BikeBikeable

Schools

6/10
Alfred G Zanetti SchoolGrades PK-80.2 mi
6/10
Boland SchoolGrades PK-50.3 mi

Construction

Condition

  • Year built: 1909

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Stone

Type & Style

  • Home type: MultiFamily
  • Property subType: 5+ Family - 5+ Units Side by Side

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Window features: Storm Window(s)
  • Flooring: Vinyl
  • Finished area above ground: 20,403

Interior Area

  • Total structure area: 20,403
  • Total interior livable area: 20,403 sqft

Property

Details

  • Parcel number: S:06130 P:0032,2587328
  • Zoning: R@

Features

  • Patio & porch: Porch
  • Frontage length: 109.00

Lot

  • Lot size: 4,953 sqft

Parking

  • Total spaces: 6
  • Parking features: Paved Drive,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,762$45,144
Home Insurance *$451$5,412
Property Taxes $874$10,488
Electricity $4,023$48,280
Total$9,110$109,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$312,342/yr
40% on housing$273,300/yr
45% on housing$242,933/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$36This listing

vs Other Active Listings

Avg $/sqft

ZIP 01104$170
Hampden County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 01104$227
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$744,000
2026-07-03Listing removed$900,500
2026-06-29Listed for sale$900,500
2018-09-14Listing removed$325,000
2018-08-15Listed for sale$325,000

For Sale by Agent

AgentMichele Hyde
BrokerageBerkshire Hathaway HomeServices Realty Professionals

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