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2239 Palo Alto St, Navarre, FL, 32566

3beds
2baths
1,757sqft
$389,000
$221price/sqft
$2,816/moest. monthly cost
$112,640/yrincome needed

About This Home

STUNNING 3-bedroom, 2-bath home situated on a desirable corner lot in a quiet, well-established neighborhood! Thoughtfully designed with both style and functionality in mind, this home features beautiful tile plank flooring, granite countertops, stainless steel appliances, a spacious walk-in pantry, an oversized laundry room, and generous closet space throughout. Outside, enjoy the covered back patio and the added convenience of a double gate with side street access to the backyard. Conveniently located just minutes from shopping, dining, top-rated schools, and the sugar-white sands of Navarre Beach, this home also offers an easy commute to Hurlburt Field and Eglin AFB.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

7/10
5/10
Navarre High SchoolGrades 9-123.4 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2018

Materials

  • Roof: Composition
  • Construction materials: Stone,Vinyl Siding,Trim Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Bathroom

  • Level: First
  • Area: 35
  • Dimensions: 7 x 5

Bedroom

  • Level: First
  • Area: 132
  • Dimensions: 12 x 11

Bedroom

  • Level: First
  • Area: 12
  • Dimensions: 12 x 1

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 390
  • Dimensions: 26 x 15

Features

  • Breakfast Bar,Recessed Lighting,Pantry
  • Window features: Double Pane Windows,Hurricane Shutters
  • Flooring: Tile
  • Attic: Pull Down Stairs
  • Common walls with other units/homes: No Common Walls

Garage

  • Level: First
  • Area: 441
  • Dimensions: 21 x 21

Heating & Cooling

  • Heating features: Heat Pump,Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,757
  • Total interior livable area: 1,757 sqft

Kitchen

  • Level: First
  • Area: 182
  • Dimensions: 14 x 13

Master Bathroom

  • Level: First
  • Area: 88
  • Dimensions: 11 x 8

Master Bedroom

  • Level: First
  • Area: 247
  • Dimensions: 19 x 13

Other

  • Level: First
  • Area: 75
  • Dimensions: 15 x 5

Other

  • Level: First
  • Area: 72
  • Dimensions: 9 x 8

Pantry

  • Level: First
  • Area: 25
  • Dimensions: 5 x 5

Property

Details

  • Parcel number: 212S2607800WW000530
  • Zoning description: Resid Multi-Family, Resid Single Family

Features

  • Stories: 1
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Columns,Private Yard,Lawn Pump,Sprinkler System

Lot

  • Lot size: 9,583 sqft
  • Features: Corner Lot
  • Lot size dimensions: 75 x 130

Parking

  • Total spaces: 6
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters in Santa Rosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,966$23,592
Home Insurance *$459$5,508
Property Taxes $194$2,328
Electricity $197$2,366
Total$2,816$33,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,548/yr
40% on housing$84,480/yr
45% on housing$75,093/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 32566$307
Santa Rosa County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 32566$217
Santa Rosa County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-03Price change$389,000
2026-07-21Listed for sale$391,000
2018-10-03Sold$239,900
2018-08-13Listed for sale$239,900

For Sale by Agent

AgentJaime C Nowack
BrokerageRealty ONE Group Emerald Coast

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