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41694 Canal Rd, Ronan, MT, 59864

5beds
3baths
3,276sqft
$1,989,000
$607price/sqft
$12,083/moest. monthly cost
$483,320/yrincome needed

About This Home

This property sits at the base of the Mission Mountain Range on an elevated basin overlooking the Mission Valley with stunning views of all the snow capped granite peaks of the Mission Mountains. It's home to a wide array of Rocky Mountain Wildlife with daily visits, There are springs on the property, the main spring has supplied stock water and domestic water for over 70 years. The property now is set up for a small horse operation with 7 separate pastures for livestock rotation. The house is 3300 square feet on 3 levels, 5 bedrooms, 3 bathrooms, 2 living rooms on two floors and office on the 3rd floor. The house is finished with oak hardwood floors, tile, knotty pine, granite counter tops. There is a large river rock fireplace in the living room and the primary bedroom, with central vacuum to every room. There is a very (Large built in concrete) gun safe for guns & valuables. Heated Garage is aprox 900 square feet and has central vacuum The water system is a 740' well that provides ice cold water year round. The house is surrounded by old growth blue spruce, aspen and maple trees, a large concrete cobblestone driveway & a large slate patio, to enjoy your coffee and watch the sun rises over the Peaks. The Barn is 1000 sq ft, with insulated heated tac room, large stall with a big turn out. There are four large corrals with automatic waterers, 60' Round Pen, 3 hitching posts & a small log cabin that has no services for overnight visitors. If you are not livestock owners the seller will remove interior fencing, corrals and round pen. This property is 15 minutes to Flathead Lake, Less than 2 hours to Glacier National Park and aprox 1 hour to Missoula. There is an additional 15 acres that can be purchased, it includes 154 X 80 insulated, indoor riding arena with living quarters bunk house with wood heat & electrical heat & three stalls. (Built in 2020)

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

5/10
Pablo Elementary SchoolGrades PK-43.4 mi
4/10
Ronan Middle SchoolGrades 5-86.1 mi
2/10
Ronan High SchoolGrades 9-125.9 mi

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Poured

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Fireplace,Main Level Primary,Open Floorplan,Wired for Sound
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 1,500

Heating & Cooling

  • Heating features: Forced Air,Geothermal,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,276 sqft

Property

Details

  • Parcel number: 15310404301070000
  • Special condition: Standard
  • Horse amenities: Tack Room

Features

  • Stories: 1
  • Patio & porch: Patio
  • Has view: Yes
  • View description: Mountain(s),Trees/Woods
  • Topography of land: Varied
  • Horses can be raised: Yes

Lot

  • Lot size: 15 Acres
  • Features: Agricultural,Front Yard,Gentle Sloping,Landscaped,Meadow,Pasture,Secluded,Spring,Views

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Garage,Garage Door Opener,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Earthquake
    EarthquakeRelatively High
  • Avalanche
    AvalancheModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Earthquake
Avalanche
Ice Storm
Lightning
Wildfire

FEMA Declared Disasters in Lake County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,057$120,684
Home Insurance $1,139$13,668
Property Taxes $663$7,956
Electricity $224$2,699
Total$12,083$144,996

Income You'd Need if You Spent...

35% on housing$414,274/yr
40% on housing$362,490/yr
45% on housing$322,213/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$607This listing

vs Other Active Listings

Avg $/sqft

ZIP 59864$236
Lake County$401

vs Homes Sold Last Month

Median $/sqft

ZIP 59864
Lake County$229

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$1,989,000
2021-03-24Listing removed--
2018-11-04Listing removed$225,000
2018-08-06Listed for sale$225,000

For Sale by Agent

AgentJay Bick
BrokerageeXp Realty - Kalispell

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