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1027 N 4th St Unit H, Phila, PA, 19123

1beds
1baths
706sqft
$240,000
$340price/sqft
$1,850/moest. monthly cost
$74,000/yrincome needed

About This Home

Welcome to this charming multi-level townhouse tucked behind a private gated cobblestone courtyard in one of Philadelphia’s most desirable neighborhoods, just moments from the vibrant dining, shopping, and entertainment along North 2nd Street. Step inside to find beautiful hardwood floors throughout the main living area, complemented by abundant natural light and a warm, inviting atmosphere. The lower-level kitchen is thoughtfully designed with granite countertops, stainless steel appliances, extensive cabinetry, and durable tile flooring—offering both style and functionality for everyday living. The second level features a spacious contemporary bathroom along with the convenience of an in-unit washer and dryer. Upstairs, the bright and airy bedroom serves as a peaceful retreat, highlighted by a skylight that fills the space with natural sunlight and comfortable Berber carpeting underfoot. Additional features include central air conditioning and heating, excellent storage, and a unique courtyard setting that provides privacy and character rarely found in the city. Enjoy easy access to neighborhood favorites, public transportation, and all that Center City Philadelphia has to offer while living in a home that perfectly blends charm, comfort, and convenience.

Getting Around

90
WalkingVery Walkable
0
TransitVery Limited Transit
84
BikeVery Bikeable

Schools

4/10
Ludlow James R SchoolGrades PK-80.4 mi
4/10
Penn Treaty Middle SchoolGrades 6-120.9 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Other
  • Construction materials: Masonry

Type & Style

  • Home type: Townhouse
  • Architectural style: Other
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Water Heater

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 706

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 706
  • Total interior livable area: 706 sqft

Kitchen

  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 888055808
  • Zoning: RSA5
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size dimensions: 0.00 x 0.00

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$243$2,916
Property Taxes $170$2,040
Electricity $224$2,692
Total$1,850$22,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,428/yr
40% on housing$55,500/yr
45% on housing$49,333/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$340This listing

vs Other Active Listings

Avg $/sqft

ZIP 19123$318
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19123$302
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-10Listed for sale$240,000
2025-12-13Listing removed$1,375
2025-11-21Price change$1,375
2025-08-15Listed for rent$1,550
2021-10-15Listing removed--
2021-09-22Listed for rent$1,395
2018-08-24Listing removed$1,250
2018-08-02Listed for rent$1,250

For Sale by Agent

AgentSabina Palermo
BrokeragePhilly LMG, LLC

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