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6981 N 1050 E, Twelve Mile, IN, 46988

4beds
2baths
1,026sqft
$249,900
$244price/sqft
$1,682/moest. monthly cost
$67,280/yrincome needed

About This Home

Move-in ready and full of space, this charming brick ranch offers 4 bedrooms, 2 full bathrooms, and a functional layout perfect for today's lifestyle. The main level features two bedrooms, a full bath, convenient main-floor laundry, and a bright, inviting living area. Upstairs, you'll find two additional bedrooms and a second full bathroom, providing privacy and flexibility for family or guests. Step outside to enjoy the enclosed back porch overlooking the spacious backyard or entertain on the large deck that's already prepared for a pool installation. Situated on a generous 0.44-acre lot, this property also includes an attached 2-car garage and an additional storage shed, offering plenty of room for tools, lawn equipment, or hobbies. Don't miss this move-in-ready home with space both inside and out!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
Caston Elementary SchoolGrades K-56.3 mi
6/10
Caston Jr-Sr High SchoolGrades 6-126.3 mi

Construction

Condition

  • Year built: 1930

Materials

  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven Hook Up Elec,Gas Water Heater
  • Laundry features: Gas Dryer Hookup,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 99

Features

  • Ceiling Fan(s),Eat-in Kitchen,Stand Up Shower,Tub/Shower Combination
  • Flooring: Hardwood,Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: None
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,026

Heating & Cooling

  • Heating features: Natural Gas,Radiant
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,890
  • Total interior livable area: 1,026 sqft

Kitchen

  • Level: Main
  • Area: 110

Living Room

  • Level: Main
  • Area: 240

Property

Details

  • Parcel number: 090122200012.000001

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Enclosed
  • Fencing: None

Lot

  • Lot size: 0.44 Acres
  • Features: Level,Rural,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Tornado
Winter Weather
Drought
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$92$1,104
Property Taxes $143$1,716
Electricity $184$2,212
Total$1,682$20,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,668/yr
40% on housing$50,460/yr
45% on housing$44,853/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 7.1%
7.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$244This listing

vs Other Active Listings

Avg $/sqft

ZIP 46988$49
Cass County$95

vs Homes Sold Last Month

Median $/sqft

ZIP 46988$205
Cass County$100

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-26Listed for sale$249,900
2024-11-04Listing removed$263,000
2024-08-09Listed for sale$263,000
2024-07-13Listing removed$270,000
2024-04-29Price change$270,000
2024-01-17Listed for sale$279,000
2021-11-18Listing removed$198,000
2021-10-28Price change$198,000
2021-10-14Listed for sale$220,000
2018-10-31Listing removed$142,900
2018-08-01Listed for sale$142,900

For Sale by Agent

AgentStephanie Helton
BrokerageRogers Auction & Real Estate

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