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19 C Cherry Street, Saratoga Springs, NY, 12866

3beds
5baths
2,653sqft
$1,539,000
$580price/sqft
$10,239/moest. monthly cost
$409,560/yrincome needed

About This Home

Experience refined, maintenance-free living in this stunning City Square townhouse by Belmonte Builders, ideally located just one block from vibrant downtown Saratoga Springs. Enjoy the convenience of walking to restaurants, shopping, the movie theater, and nearby parks. This beautifully appointed home features 3 spacious bedrooms, each with its own private en suite, plus the option for a 4th bedroom in the finished basement with egress. With 5 total bathrooms, a two-car garage, and a private interior location, this property offers both comfort and privacy. The open-concept main living area is designed for both everyday living and entertaining, highlighted by a great room with coffered ceilings, a cozy gas fireplace, and custom millwork with oversized moldings and doors. Ten-foot ceilings and engineered hardwood floors add to the home's upscale feel. The gourmet kitchen is equipped with granite countertops, a large center island, and a brand-new refrigerator, flowing seamlessly into the main living space. A built-in dry bar with an under-counter beverage fridge adds a perfect touch for hosting. Additional features include plantation shutters throughout, a security system, three-zone heating and cooling, water softener, and reverse osmosis drinking water in the kitchen. A brand-new washer and dryer are conveniently located on the second floor just outside the primary suite. Step outside to your own private courtyard patio--ideal for relaxing or entertaining in warmer weather. The home also includes a front yard with sprinkler system. This is a rare opportunity to own a turnkey, luxury townhouse in one of Saratoga Springs' most desirable locations.

Getting Around

90
WalkingWalker's Paradise
29
TransitSome Transit
54
BikeBikeable

Schools

8/10
8/10

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Block,Drywall,Fiber Cement,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Oven,Gas Water Heater,Humidifier,Microwave,Oven,Range,Range Hood,Refrigerator,Washer/Dryer,Water Purifier,Water Softener,Wine Cooler
  • Laundry features: Laundry Room,Upper Level

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Finished,Full,Heated,Interior Entry,Sump Pump

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Dining Room

  • Level: First

Entry

  • Level: First

Family Room

  • Level: First

Features

  • Grinder Pump,High Speed Internet,Ceiling Fan(s),Radon System,Tray Ceiling(s),Vaulted Ceiling(s),Walk-In Closet(s),Built-in Features,Cathedral Ceiling(s),Ceramic Tile Bath,Chair Rail,Crown Molding,Dry Bar,Eat-in Kitchen,Kitchen Island
  • Window features: Triple Pane Windows,Plantation Shutters,Screens,Egress Window,ENERGY STAR Qualified Windows
  • Flooring: Tile,Carpet,Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 696
  • Finished area above ground: 2,653

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Second

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Zoned
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,653
  • Total interior livable area: 2,653 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 411501 165.5857.2
  • Zoning description: Single Residence
  • Special condition: Standard

Features

  • Entry location: First
  • Patio & porch: Patio
  • Fencing: Vinyl,Front Yard,Gate
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 3,049 sqft
  • Features: Level,Sprinklers In Front,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Off Street,Paved,Attached,Garage Door Opener,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Saratoga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,782$93,384
Home Insurance *$391$4,692
Property Taxes $1,628$19,536
Electricity $438$5,261
Total$10,239$122,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$351,051/yr
40% on housing$307,170/yr
45% on housing$273,040/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -6.7%
-6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$580This listing

vs Other Active Listings

Avg $/sqft

ZIP 12866$447
Saratoga County$302

vs Homes Sold Last Month

Median $/sqft

ZIP 12866$330
Saratoga County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$1,539,000
2018-11-28Listing removed$878,357
2018-10-12Price change$878,357
2018-07-27Listed for sale$858,310

For Sale by Agent

AgentBrian Hollister
BrokerageVenture Fox Realty Group LLC

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