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151 N Gorsuch Rd, Westminster, MD, 21157

2beds
2baths
1,120sqft
$1,100,000
$982price/sqft
$6,979/moest. monthly cost
$279,160/yrincome needed

About This Home

Opportunity to own a Horse facility with stables, indoor arena, outdoor arena, 4 pastures, bank barn, and original farm house. Stable: 14 box stalls, adjustable - 12' x12' fold down doors with 2 windows each, clay floors, feeders, buckets. 16 x 12 - lounge room and separate tack room both with hot and cold water. Tack room has a washing machine, saddle & bridle racks, and sink. Arena: Indoor - 47 x 87, oak kick boards, sand footing, overhead lights, clear UV panels in roof and sides. 2 arena doors. Outdoor arena 100 x 200 dressage with stone dust footing and jumps. 4 pastures. Bank barn 86 x 24 with 8' overhang circa 1819, chestnut, 8 stalls various sizes. Upper loft has 3 bins for hay, 2 drive-ins for equipment. 8 x 85 storage area. Original farmhouse is in as-is condition and is lead safe. It is in move-in condition and retains a mixture of original features and some modernizations - see photos.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
0
BikeNot Bike Friendly

Schools

5/10
8/10
Winters Mill High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1860

Materials

  • Foundation: Stone
  • Roof: Metal
  • Construction materials: Log,Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse/National Folk
  • Property subType: Farm

Interior

Appliances

  • Appliances included: Water Heater

Basement

  • Has basement: Yes
  • Basement: Dirt Floor

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Plaster Walls
  • Flooring: Wood
  • Finished area above ground: 1,120

Heating & Cooling

  • Heating features: Baseboard,Oil
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,120
  • Total interior livable area: 1,120 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0708038007
  • Zoning: AG
  • Zoning description: Agriculture 038007 District 8, Map 47, Parcel 388 Deed 11686 Libor 671 Acreage 25.718 +/-
  • Special condition: Standard
  • Other equipment: Farm Equipment
  • Horse amenities: Arena,Riding Trail,Horses Allowed,Riding Ring,Stable(s)

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch
  • Fencing: High Tensile,Board
  • Horses can be raised: Yes

Lot

  • Lot size: 25.72 Acres

Parking

  • Total spaces: 4
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Cold Wave
Drought
Hail
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance *$339$4,068
Property Taxes $797$9,564
Electricity $281$3,374
Total$6,979$83,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$239,280/yr
40% on housing$209,370/yr
45% on housing$186,106/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$982This listing

vs Other Active Listings

Avg $/sqft

ZIP 21157$203
Carroll County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 21157$212
Carroll County$237

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$1,100,000
2026-06-13Listed for sale$1,200,000
2018-08-19Listing removed$1,500
2018-07-24Price change$1,500
2018-07-19Listed for rent$1,200

For Sale by Agent

AgentJanet Fairbank
BrokerageCAP Real Estate, LLC

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