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71 Palfrey St #71, Watertown, MA, 02472

2beds
1baths
1,100sqft
$599,000
$545price/sqft
$4,027/moest. monthly cost
$161,080/yrincome needed

About This Home

centrally located and well maintained condo with gleaming hardwood floors, stainless steel appliances with in unit stacked washer and dryer. Near public transportation and restaurants!

Getting Around

91
WalkingWalker's Paradise
0
TransitVery Limited Transit
81
BikeVery Bikeable

Schools

8/10
7/10
Watertown Middle SchoolGrades 6-80.5 mi
6/10
Watertown High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1923

Materials

  • Roof: Shingle,Rubber
  • Construction materials: Frame

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Washer,Dryer
  • Laundry features: In Unit

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Wood,Tile
  • Finished area above ground: 1,100

Heating & Cooling

  • Heating features: Steam,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,100
  • Total interior livable area: 1,100 sqft

Master Bathroom

  • Features: Yes

Property

Details

  • Zoning: res

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$141$1,692
Property Taxes $504$6,048
Electricity $354$4,259
Total$4,027$48,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,068/yr
40% on housing$120,810/yr
45% on housing$107,386/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$545This listing

vs Other Active Listings

Avg $/sqft

ZIP 02472$443
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02472$480
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$599,000
2026-06-16Listing removed$659,900
2026-03-05Price change$659,900
2025-12-02Listed for sale$669,000
2018-08-14Listing removed$539,000
2018-07-18Listed for sale$539,000

For Sale by Agent

AgentWilliam Conti
BrokerageAll Pro Realty

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